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80129 Home Insurance Quotes & Rates

Currently, the 11,634 homes within the 80129 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Colorado is around $1,311 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Littleton, CO, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 80129.

Colorado is now ranking #7 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Littleton home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Colorado has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 80129 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Littleton, Colorado home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Littleton, CO Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

80129 Home Insurance Average Premiums

Local 80129 homeowners insurance quotes comparison

$1061 /yr.

Shows Zip Code: 80129 lowest rates with discounts applied on average.

For the 80129, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1061 /yr.
Average Coverage:$1311 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1611 /yr.

What is the average home insurance cost for a home in 80129?

  • • The average homeowners insurance premium paid annually for a home in 80129 is around $1311 per year.

What does it cost on average per month for home insurance in 80129?

  • • Homeowners in 80129 pay a monthly average cost per month around $109.00.

What kind of discount could I get if I combine my home and auto insurance together in 80129?

  • • Autoowners in 80129 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Littleton area, check out other zip codes nearby 80129.
Review average rates in another zip code:
80120 homeowners insurance rates
80130 homeowners insurance rates
80128 homeowners insurance rates
80123 homeowners insurance rates
80127 homeowners insurance rates
80126 homeowners insurance rates
80121 homeowners insurance rates
80125 homeowners insurance rates
80129 homeowners insurance rates
80122 homeowners insurance rates

Home Replacement Cost Coverage in 80129

Average Building Cost Per Square Foot in 80129: $260

Location: Littleton, Colorado (Douglas County)

Average Square Footage in 80129: 1,942 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80129 before you start any project. Littleton homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80129 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80129 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,942 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Littleton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,942$504,900
Additional Upgrades & Added Features$3251,942$631,125
Major Home Updates or Advancements$3901,942$757,350

It's important to understand that when you estimate your replacement cost of your home in the 80129 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80129

Allstate Insurance - Carol Bolanda

Address: 537 Highlands Ranch Parkway Suite #112 Highlands Ranch, CO 80129
Phone: (303)471-2999
Website: admin.allstatetoolkit.com/clicks_rate.asp?MB_ID=25473

American Family Insurance - Ricia Rosendahl

Address: 8955 S Ridgeline Blvd Ste 700 Highlands Ranch, CO 80129
Phone: (303)872-4701
Website: www.amfam.com

Best Home & Auto Insurance Agencies in 80129

Maupin, Christopher - Shelter Insurance

Address: 1745 Shea Center Drive #400 Littleton, CO 80129
Phone:
Website: http://www.shelterinsurance.com/CA/agent/CHRISMAUPIN
Info:

Allstate Insurance

Address: 8861 Edinburgh Cir Littleton, CO 80129
Phone:
Website:
Info:

Allstate Insurance - Carol Bolanda

Address: 537 W Highlands Ranch Pky, #112 Highlands Ranch, CO 80129
Phone:
Website: http://www.admin.allstatetoolkit.com/clicks_rate.asp?MB_ID=25473
Info:

Farmers Insurance

Address: 2217 Hyacinth Rd Littleton, CO 80129
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Randy E Johnson Ins Agcy Inc - State Farm Insurance Agent

Address: 8925 Ridgeline Blvd, #101 Highlands Ranch, CO 80129
Phone:
Website: http://www.randyjohnson.biz
Info:

Housing Demographics for 80129

Population Review for 80129 Zip Code

For the city of Littleton, the population within 80129 has increased to over 32,395 residents in population size. The current population total is 29,703. We have broken down the population based on race below. In 80129, there are over 14425 in male population and 15278 females.

PopulationValues
Total Population29,703
White Population24328
Black Population339
Hispanic Population2701
Asian Population1609
Hawaiian Population25
Indian Population131
Other Population591
Male Population14425
Female Population15278
Population Estimate32395

Household Data for 80129

The average number of homes in 80129 is around 11,634, there are an average of 2.54 per household. The average house value according to local real estate values is around $504,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,634
Persons Per Household2.54
Average House Value$504,900
Income Per Household$118876
Median Age40.9
Median Age Male39.5
Median Age Female42.3
80129 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303/720
CityLittleton
City Alias NameLITTLETON
CountyDouglas
County FIPS035
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses891
Number Of Employees11497
Business First Quarter Payroll200169
Business Annual Payroll842868
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District04|06
Congressional LandArea38102.67|474.66
Delivery Residential12754
Delivery Business597
Delivery Total18078
Preferred Last Line KeyZ11590
Classification Code
Multi-CountyY
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11590
Land Area7.040000
Water Area0.004000
City Alias Code
City Mixed CaseLittleton
City Alias Mixed CaseLittleton
Box Count0
SFDU3
MFDU3664
State ANSI08
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number075580
Unique ZIP Name
SSA State County Code06170
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDouglas

Colorado Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]