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Homeowners Insurance in 80125

For homeowners living in 80125, you want more affordable home insurance rates in Littleton, right? Our rates are very competitive for homeowners living in the great city of Littleton, CO. Many homeowners living in the 80125 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 80125 should appear in the zip code field ready to go. Comparing Littleton, CO Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

80125 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Littleton pay around $1199 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Colorado home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 80125 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Littleton homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Colorado home insurance premium today!

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80125 Home Insurance Average Premiums

Local 80125 homeowners insurance quotes comparison

$949 /yr.

Shows Zip Code: 80125 lowest rates with discounts applied on average.

For the 80125, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$949 /yr.
Average Coverage:$1199 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1499 /yr.

What is the average home insurance cost for a home in 80125?

  • • The average homeowners insurance premium paid annually for a home in 80125 is around $1199 per year.

What does it cost on average per month for home insurance in 80125?

  • • Homeowners in 80125 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 80125?

  • • Autoowners in 80125 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Littleton area, check out other zip codes nearby 80125.
Review average rates in another zip code:
80130 homeowners insurance rates
80121 homeowners insurance rates
80122 homeowners insurance rates
80127 homeowners insurance rates
80125 homeowners insurance rates
80126 homeowners insurance rates
80123 homeowners insurance rates
80129 homeowners insurance rates
80120 homeowners insurance rates
80128 homeowners insurance rates

Home Replacement Cost Coverage in 80125

Average Building Cost Per Square Foot in 80125: $260

Location: Littleton, Colorado (Douglas County)

Average Square Footage in 80125: 1,999 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80125 before you start any project. Littleton homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80125 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80125 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,999 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Littleton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,999$519,700
Additional Upgrades & Added Features$3251,999$649,625
Major Home Updates or Advancements$3901,999$779,550

It's important to understand that when you estimate your replacement cost of your home in the 80125 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80125

Best Home & Auto Insurance Agencies in 80125

Housing Demographics for 80125

Population Review for 80125 Zip Code

For the city of Littleton, the population within 80125 has increased to over 18,764 residents in population size. The current population total is 12,482. We have broken down the population based on race below. In 80125, there are over 6293 in male population and 6189 females.

PopulationValues
Total Population12,482
White Population10445
Black Population75
Hispanic Population1217
Asian Population336
Hawaiian Population11
Indian Population88
Other Population244
Male Population6293
Female Population6189
Population Estimate18764

Household Data for 80125

The average number of homes in 80125 is around 4,421, there are an average of 2.82 per household. The average house value according to local real estate values is around $519,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,421
Persons Per Household2.82
Average House Value$519,700
Income Per Household$138423
Median Age41.0
Median Age Male40.7
Median Age Female41.3
80125 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303/720
CityLittleton
City Alias NameLITTLETON
CountyDouglas
County FIPS035
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses456
Number Of Employees10380
Business First Quarter Payroll143031
Business Annual Payroll1160832
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District04|07
Congressional LandArea38102.67|342.11
Delivery Residential6654
Delivery Business379
Delivery Total10784
Preferred Last Line KeyZ11590
Classification Code
Multi-CountyY
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11590
Land Area39.215000
Water Area1.514000
City Alias Code
City Mixed CaseLittleton
City Alias Mixed CaseLittleton
Box Count0
SFDU337
MFDU466
State ANSI08
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number075580
Unique ZIP Name
SSA State County Code06170
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDouglas

Colorado Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]