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80128 Home Insurance Rates
For homeowners living in 80128, the population estimates are increasing to well over 36,699 with 14,334 occupied homes within the zip code of 80128. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Littleton have increased and the average home insurance premium is around $1,286 per year in 80128. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 80128 zip code today so we can help you find affordable Littleton, CO home insurance premiums.
Compare Multiple Homeowners Insurance Rates in 80128
Please select one of the three options below based on your 80128 zip code to learn more about Colorado homeowners insurance, plus review average rates and information per state, county or city.
- Colorado Homeowners Insurance Quotes
- Jefferson County, CO Home Insurance
- Littleton, CO Home Insurance Quotes
80128 Average Home Insurance Rating Cost is: Very High!
Getting cheaper homeowners insurance in the 80128 zip code just got easier with GetHomeInsuranceQuotes.com of Littleton, CO. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 80128 today and let us help you review the best home insurance quotes available for homeowners living in Littleton.
80128 Home Insurance Average Premiums
$1036 /yr.
Shows Zip Code: 80128 lowest rates with discounts applied on average.
For the 80128, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $1036 /yr. |
| Average Coverage: | $1286 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1586 /yr. |
What is the average home insurance cost for a home in 80128?
- • The average homeowners insurance premium paid annually for a home in 80128 is around $1286 per year.
What does it cost on average per month for home insurance in 80128?
- • Homeowners in 80128 pay a monthly average cost per month around $107.00.
What kind of discount could I get if I combine my home and auto insurance together in 80128?
- • Autoowners in 80128 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Littleton, check out other zip codes nearby 80128.
To review average rates in another zip code, click on a zip code below:
80120 | 80121 | 80130 | 80129 | 80123 | 80127 | 80122 | 80125 | 80128 | 80126 |
Home Replacement Cost Coverage in 80128
Average Building Cost Per Square Foot in 80128: $260
Location: Littleton, Colorado (Jefferson County)Average Square Footage in 80128: 1,715 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 80128 before you start any project. Littleton homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80128 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 80128 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,715 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Littleton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $260 | 1,715 | $445,800 |
| Additional Upgrades & Added Features | $325 | 1,715 | $557,250 |
| Major Home Updates or Advancements | $390 | 1,715 | $668,700 |
It's important to understand that when you estimate your replacement cost of your home in the 80128 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 80128
Allstate Insurance - Laura Inzano
Address: 6901 S Pierce St #350 Littleton, CO 80128Phone: (303)973-4433
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16317
Best Home & Auto Insurance Agencies in 80128
Allstate Insurance Companies
Address: 6901 S Pierce St Littleton, CO 80128Phone:
Website: http://www.allstateagencies.com
Info:
Allstate Auto Insurance
Address: 7444 W Chatfield Ave Littleton, CO 80128Phone:
Website: http://www.allstateagencies.com/jrskirka/welcome
Info:
John M Hutchinson Ins Agency Inc - State Farm Insurance Agent
Address: 6685 West Ken Caryl Avenue Littleton, CO 80128Phone:
Website: http://www.citysearch.com/profile/external/605153032/littleton_co/john_m_hutchinson_ins_agcy_inc_state_farm_insurance_agent.html
Info:
Allstate Insurance - Laura Inzano
Address: 6901 S Pierce Ct, #St-350 Littleton, CO 80128Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16317
Info:
Martinez- Arthur J
Address: 8176 S Wadsworth Blvd Littleton, CO 80128Phone:
Website:
Info:
Housing Demographics for 80128
Population Review for 80128 Zip Code
For the city of Littleton, the population within 80128 has increased to over 37,373 residents in population size. The current population total is 36,699. We have broken down the population based on race below. In 80128, there are over 18118 in male population and 18581 females.
| Population | Values |
|---|---|
| Total Population | 36,699 |
| White Population | 30474 |
| Black Population | 344 |
| Hispanic Population | 4331 |
| Asian Population | 912 |
| Hawaiian Population | 27 |
| Indian Population | 241 |
| Other Population | 1060 |
| Male Population | 18118 |
| Female Population | 18581 |
| Population Estimate | 37373 |
Household Data for 80128
The average number of homes in 80128 is around 14,334, there are an average of 2.54 per household. The average house value according to local real estate values is around $445,800. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 14,334 |
| Persons Per Household | 2.54 |
| Average House Value | $445,800 |
| Income Per Household | $103594 |
| Median Age | 40.4 |
| Median Age Male | 39.2 |
| Median Age Female | 41.8 |
| 80128 Details | Values |
|---|---|
| State | CO |
| State Full Name | Colorado |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 303/720 |
| City | Littleton |
| City Alias Name | LITTLETON |
| County | Jefferson |
| County FIPS | 059 |
| State FIPS | 08 |
| Time Zone | 7 |
| Day Light Saving | Y |
| MSA | 2082 |
| PMSA | 2080 |
| CSA | 216 |
| CBSA | 19740 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Denver-Aurora-Centennial, CO |
| MSA_Name | Denver-Boulder-Greeley, CO CMSA |
| PMSA_Name | Denver, CO PMSA |
| Region | West |
| Division | Mountain |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 657 |
| Number Of Employees | 3629 |
| Business First Quarter Payroll | 34610 |
| Business Annual Payroll | 158328 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 2543482 |
| CBSA Division Population | 0 |
| Congressional District | 06 |
| Congressional LandArea | 474.66 |
| Delivery Residential | 14714 |
| Delivery Business | 278 |
| Delivery Total | 25813 |
| Preferred Last Line Key | Z11590 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Denver-Aurora-Greeley, CO |
| CBSA_DIV_Name | |
| City State Key | Z11590 |
| Land Area | 12.560000 |
| Water Area | 1.759000 |
| City Alias Code | |
| City Mixed Case | Littleton |
| City Alias Mixed Case | Littleton |
| Box Count | 0 |
| SFDU | 7434 |
| MFDU | 2241 |
| State ANSI | 08 |
| County ANSI | 059 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 075580 |
| Unique ZIP Name | |
| SSA State County Code | 06290 |
| Medicare CBSA Code | 19740 |
| Medicare CBSA Name | Denver-Aurora-Lakewood, CO |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 3 |
| County Mixed Case | Jefferson |
Colorado Homeowners Insurance News & Information
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How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025
According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common. In a recent AOL.com article, Paul Burns commented on how he had […]
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5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025
Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]
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Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025
According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year. The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]