Get multiple home insurance quotes in 80128. Our licensed 80128, CO agents are ready to serve you.

80128 Home Insurance Rates

For homeowners living in 80128, the population estimates are increasing to well over 36,699 with 14,334 occupied homes within the zip code of 80128. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Littleton have increased and the average home insurance premium is around $1,286 per year in 80128. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 80128 zip code today so we can help you find affordable Littleton, CO home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 80128

Please select one of the three options below based on your 80128 zip code to learn more about Colorado homeowners insurance, plus review average rates and information per state, county or city.

  1. Colorado Homeowners Insurance Quotes
  2. Jefferson County, CO Home Insurance
  3. Littleton, CO Home Insurance Quotes

80128 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 80128 zip code just got easier with GetHomeInsuranceQuotes.com of Littleton, CO. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 80128 today and let us help you review the best home insurance quotes available for homeowners living in Littleton.

Get 80128 Homeowners Insurance Rates Now!

80128 Home Insurance Average Premiums

Local 80128 homeowners insurance quotes comparison

$1036 /yr.

Shows Zip Code: 80128 lowest rates with discounts applied on average.

For the 80128, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1036 /yr.
Average Coverage:$1286 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1586 /yr.

What is the average home insurance cost for a home in 80128?

  • • The average homeowners insurance premium paid annually for a home in 80128 is around $1286 per year.

What does it cost on average per month for home insurance in 80128?

  • • Homeowners in 80128 pay a monthly average cost per month around $107.00.

What kind of discount could I get if I combine my home and auto insurance together in 80128?

  • • Autoowners in 80128 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Littleton area, check out other zip codes nearby 80128.
Review average rates in another zip code:
80121 homeowners insurance rates
80120 homeowners insurance rates
80127 homeowners insurance rates
80126 homeowners insurance rates
80122 homeowners insurance rates
80128 homeowners insurance rates
80129 homeowners insurance rates
80125 homeowners insurance rates
80123 homeowners insurance rates
80130 homeowners insurance rates

Home Replacement Cost Coverage in 80128

Average Building Cost Per Square Foot in 80128: $260

Location: Littleton, Colorado (Jefferson County)

Average Square Footage in 80128: 1,715 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80128 before you start any project. Littleton homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80128 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80128 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,715 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Littleton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,715$445,800
Additional Upgrades & Added Features$3251,715$557,250
Major Home Updates or Advancements$3901,715$668,700

It's important to understand that when you estimate your replacement cost of your home in the 80128 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80128

Allstate Insurance - Laura Inzano

Address: 6901 S Pierce St #350 Littleton, CO 80128
Phone: (303)973-4433
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16317

Best Home & Auto Insurance Agencies in 80128

Martinez- Arthur J

Address: 8176 S Wadsworth Blvd Littleton, CO 80128
Phone:
Website:
Info:

Allstate Insurance - Laura Inzano

Address: 6901 S Pierce Ct, #St-350 Littleton, CO 80128
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16317
Info:

Allstate Insurance Companies

Address: 6901 S Pierce St Littleton, CO 80128
Phone:
Website: http://www.allstateagencies.com
Info:

John M Hutchinson Ins Agency Inc - State Farm Insurance Agent

Address: 6685 West Ken Caryl Avenue Littleton, CO 80128
Phone:
Website: http://www.citysearch.com/profile/external/605153032/littleton_co/john_m_hutchinson_ins_agcy_inc_state_farm_insurance_agent.html
Info:

Allstate Auto Insurance

Address: 7444 W Chatfield Ave Littleton, CO 80128
Phone:
Website: http://www.allstateagencies.com/jrskirka/welcome
Info:

Housing Demographics for 80128

Population Review for 80128 Zip Code

For the city of Littleton, the population within 80128 has increased to over 37,373 residents in population size. The current population total is 36,699. We have broken down the population based on race below. In 80128, there are over 18118 in male population and 18581 females.

PopulationValues
Total Population36,699
White Population30474
Black Population344
Hispanic Population4331
Asian Population912
Hawaiian Population27
Indian Population241
Other Population1060
Male Population18118
Female Population18581
Population Estimate37373

Household Data for 80128

The average number of homes in 80128 is around 14,334, there are an average of 2.54 per household. The average house value according to local real estate values is around $445,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,334
Persons Per Household2.54
Average House Value$445,800
Income Per Household$103594
Median Age40.4
Median Age Male39.2
Median Age Female41.8
80128 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303/720
CityLittleton
City Alias NameLITTLETON
CountyJefferson
County FIPS059
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses657
Number Of Employees3629
Business First Quarter Payroll34610
Business Annual Payroll158328
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District06
Congressional LandArea474.66
Delivery Residential14714
Delivery Business278
Delivery Total25813
Preferred Last Line KeyZ11590
Classification Code
Multi-CountyY
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11590
Land Area12.560000
Water Area1.759000
City Alias Code
City Mixed CaseLittleton
City Alias Mixed CaseLittleton
Box Count0
SFDU7434
MFDU2241
State ANSI08
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number075580
Unique ZIP Name
SSA State County Code06290
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJefferson

Colorado Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]