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80127 Home Insurance Rates

Getting multiple homeowners insurance rates in 80127 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Littleton, CO. Many homeowners based out of the 80127 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Colorado licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 80127 should appear in the zip code field ready to go. For Littleton, CO Home Insurance Quotes, Click to easily get started!

80127 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 80127 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Littleton. For a basic HO-3, standard homeowners policy, the average premium per year in Colorado is around $1297. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 80127 zip code today and let us help you save time and money on your homeowners insurance premium.

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80127 Home Insurance Average Premiums

Local 80127 homeowners insurance quotes comparison

$1047 /yr.

Shows Zip Code: 80127 lowest rates with discounts applied on average.

For the 80127, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1047 /yr.
Average Coverage:$1297 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1597 /yr.

What is the average home insurance cost for a home in 80127?

  • • The average homeowners insurance premium paid annually for a home in 80127 is around $1297 per year.

What does it cost on average per month for home insurance in 80127?

  • • Homeowners in 80127 pay a monthly average cost per month around $108.00.

What kind of discount could I get if I combine my home and auto insurance together in 80127?

  • • Autoowners in 80127 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Littleton area, check out other zip codes nearby 80127.
Review average rates in another zip code:
80125 homeowners insurance rates
80129 homeowners insurance rates
80123 homeowners insurance rates
80121 homeowners insurance rates
80122 homeowners insurance rates
80120 homeowners insurance rates
80126 homeowners insurance rates
80127 homeowners insurance rates
80130 homeowners insurance rates
80128 homeowners insurance rates

Home Replacement Cost Coverage in 80127

Average Building Cost Per Square Foot in 80127: $260

Location: Littleton, Colorado (Jefferson County)

Average Square Footage in 80127: 1,922 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80127 before you start any project. Littleton homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80127 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80127 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,922 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Littleton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,922$499,700
Additional Upgrades & Added Features$3251,922$624,625
Major Home Updates or Advancements$3901,922$749,550

It's important to understand that when you estimate your replacement cost of your home in the 80127 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80127

Allstate Insurance - A Aaron Hoeltgen Agency Inc.

Address: 10184 W. Belleview Suite 210 Littleton, CO 80127
Phone: (303)933-0023
Website: agent.allstate.com/21217

Allstate Insurance - Patricia McCasky

Address: 10789 Bradford Road Ste 240 Littleton, CO 80127
Phone: (303)971-0555
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16386

Best Home & Auto Insurance Agencies in 80127

DAN PURCELL-FARMERS INSURANCE

Address: 10268 West Centennial Road #301 Littleton, CO 80127
Phone:
Website: http://www.denver.citysearch.com/profile/external/604714682/littleton_co/dan_purcell_farmers_insurance.html
Info:

Allstate Insurance - Bill Hoeltgen Agency

Address: 10184 West Belleview Avenue #210 Littleton, CO 80127
Phone:
Website: http://www.allstateagencies.com/BillHoeltgen/Welcome/
Info:

Allstate Insurance - Patricia McCasky

Address: 10789 Bradford Rd, #240 Littleton, CO 80127
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16386
Info:

Materre- Louis F

Address: 5125 S Kipling St Littleton, CO 80127
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Allstate Insurance Companies

Address: 10184 W Belleview Ave Littleton, CO 80127
Phone:
Website: http://www.allstateagencies.com
Info:

Housing Demographics for 80127

Population Review for 80127 Zip Code

For the city of Littleton, the population within 80127 has increased to over 46,177 residents in population size. The current population total is 44,776. We have broken down the population based on race below. In 80127, there are over 22101 in male population and 22675 females.

PopulationValues
Total Population44,776
White Population37645
Black Population302
Hispanic Population4432
Asian Population1383
Hawaiian Population36
Indian Population252
Other Population889
Male Population22101
Female Population22675
Population Estimate46177

Household Data for 80127

The average number of homes in 80127 is around 17,057, there are an average of 2.62 per household. The average house value according to local real estate values is around $499,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,057
Persons Per Household2.62
Average House Value$499,700
Income Per Household$121798
Median Age43.5
Median Age Male42.7
Median Age Female44.2
80127 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303/720
CityLittleton
City Alias NameLITTLETON
CountyJefferson
County FIPS059
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1415
Number Of Employees12272
Business First Quarter Payroll235674
Business Annual Payroll941854
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District01|04|06|07
Congressional LandArea189.62|38102.67|474.66|342.11
Delivery Residential17625
Delivery Business815
Delivery Total32706
Preferred Last Line KeyZ11590
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11590
Land Area66.386000
Water Area0.485000
City Alias Code
City Mixed CaseLittleton
City Alias Mixed CaseLittleton
Box Count294
SFDU3857
MFDU2819
State ANSI08
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number075580
Unique ZIP Name
SSA State County Code06290
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJefferson

Colorado Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]