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Home Insurance Rates in 80123

For homeowners shopping online in 80123, our insurance rates are very competitive for homeowners living in Littleton, CO. Many homeowners based out of the great city of Littleton have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 80123, simply click the "Get Multiple Quotes Now" button. Your 80123 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Littleton, CO Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

80123 Home Insurance Rating is: Very High!

If you live in 80123, you can easily save up to 40% off the average home insurance premium of $1309 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Littleton can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 80123 today!

Get Multiple Home Insurance Rates in 80123!

80123 Home Insurance Average Premiums

Local 80123 homeowners insurance quotes comparison

$1059 /yr.

Shows Zip Code: 80123 lowest rates with discounts applied on average.

For the 80123, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1059 /yr.
Average Coverage:$1309 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1609 /yr.

What is the average home insurance cost for a home in 80123?

  • • The average homeowners insurance premium paid annually for a home in 80123 is around $1309 per year.

What does it cost on average per month for home insurance in 80123?

  • • Homeowners in 80123 pay a monthly average cost per month around $109.00.

What kind of discount could I get if I combine my home and auto insurance together in 80123?

  • • Autoowners in 80123 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Littleton, check out other zip codes nearby 80123.
To review average rates in another zip code, click on a zip code below:
80122  |  80121  |  80127  |  80120  |  80129  |  80128  |  80125  |  80130  |  80123  |  80126  | 

Home Replacement Cost Coverage in 80123

Average Building Cost Per Square Foot in 80123: $260

Location: Littleton, Colorado (Jefferson County)

Average Square Footage in 80123: 1,745 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80123 before you start any project. Littleton homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80123 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80123 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,745 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Littleton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2601,745$453,800
Additional Upgrades & Added Features$3251,745$567,250
Major Home Updates or Advancements$3901,745$680,700

It's important to understand that when you estimate your replacement cost of your home in the 80123 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80123

Allstate Insurance - George Sechrist

Address: 8280 W Coal Mine Ave Ste 15 Littleton, CO 80123
Phone: (800)979-1288
Website:

Allstate Insurance-George Sechrist Insurance- CLTC

Address: 8280 W Coal Mine Ave Ste 15 Littleton, CO 80123
Phone: (303)979-1288
Website: agent.allstate.com/03506

Allstate Insurance-Counterman Insurance- Inc.

Address: 8280 W Coal Mine Ave Ste 15 Littleton, CO 80123
Phone: (303)741-6966
Website: agent.allstate.com/07457

Best Home & Auto Insurance Agencies in 80123

Boynton- Susan M

Address: 8555 W Belleview Ave Littleton, CO 80123
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Rick Cline Agency

Address: 9200 West Cross Drive #210 Littleton, CO 80123
Phone:
Website: http://www.rickclineagency.com/
Info:

Riley- Kathleen O

Address: 5961 S Middlefield Rd Littleton, CO 80123
Phone:
Website:
Info:

Allstate Auto Insurance

Address: 9789 W Coal Mine Ave Littleton, CO 80123
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 5941 S Middlefield Rd Littleton, CO 80123
Phone:
Website:
Info:

Housing Demographics for 80123

Population Review for 80123 Zip Code

For the city of Littleton, the population within 80123 has increased to over 47,069 residents in population size. The current population total is 47,302. We have broken down the population based on race below. In 80123, there are over 23435 in male population and 23867 females.

PopulationValues
Total Population47,302
White Population37340
Black Population672
Hispanic Population6776
Asian Population2134
Hawaiian Population31
Indian Population456
Other Population1619
Male Population23435
Female Population23867
Population Estimate47069

Household Data for 80123

The average number of homes in 80123 is around 19,405, there are an average of 2.38 per household. The average house value according to local real estate values is around $453,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,405
Persons Per Household2.38
Average House Value$453,800
Income Per Household$97163
Median Age41.4
Median Age Male39.6
Median Age Female43.5
80123 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303/720
CityLittleton
City Alias NameLITTLETON
CountyJefferson
County FIPS059
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1230
Number Of Employees12849
Business First Quarter Payroll107480
Business Annual Payroll484501
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District01|06|07
Congressional LandArea189.62|474.66|342.11
Delivery Residential19777
Delivery Business830
Delivery Total24339
Preferred Last Line KeyZ11590
Classification Code
Multi-CountyY
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11590
Land Area12.023000
Water Area1.678000
City Alias Code
City Mixed CaseLittleton
City Alias Mixed CaseLittleton
Box Count0
SFDU8764
MFDU5912
State ANSI08
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number075580
Unique ZIP Name
SSA State County Code06290
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseJefferson

Colorado Homeowners Insurance News & Information

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    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]