As per the estimates of National Bike Registry, as many as 1.5 million bicycles are stolen each year in the United States. Many of these bicycles are stolen since they are not locked up properly and because there are callous people out there without any morals. Certain guidelines can help homeowners prevent their bike from being stolen and some of them are:
- Instead of cable locks, buying a U-lock can help in the prevention of bike thefts. This is because cable locks are much easier to cut compared to a U-lock.
- Ensure that the bike is kept locked even when it is sitting in your garage. The frame of the bike as well wheel should be locked to the bike rack, pole, or post. The bike should also be registered with the local police and information such as make, model, serial number, and color of the bike should be given to them as well. You may be able to even put a tracking device on your bike just in case.
Standard homeowners' insurance policies provide coverage for bicycles and the policies also provide liability coverage for injuries resulting from collisions and other accidents. Normally there are not any deductibles for a liability claim. It is advisable to keep the receipt of the bicycle when it is purchased along with photographs of the bicycle stored on your computer and even on a server so you can gain access to those pictures if your home is destroyed or computer is stolen. This is where a thumb drive can come into the picture.