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Home Insurance in 80121

Our rates are very competitive for homeowners living in the 80121 zip code. Many homeowners based out of Littleton, CO have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our CO licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 80121 should appear in the zip code field ready to go.

80121 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Littleton area? The average homeowners premium in 80121 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 80121, you can expect to pay around $1212 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 80121

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Colorado. Start your 80121 home insurance shopping today!

  1. Littleton, CO Home Insurance Quotes

80121 Home Insurance Average Premiums

Local 80121 homeowners insurance quotes comparison

$962 /yr.

Shows Zip Code: 80121 lowest rates with discounts applied on average.

For the 80121, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$962 /yr.
Average Coverage:$1212 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1512 /yr.

What is the average home insurance cost for a home in 80121?

  • • The average homeowners insurance premium paid annually for a home in 80121 is around $1212 per year.

What does it cost on average per month for home insurance in 80121?

  • • Homeowners in 80121 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 80121?

  • • Autoowners in 80121 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Littleton area, check out other zip codes nearby 80121.
Review average rates in another zip code:
80128 homeowners insurance rates
80123 homeowners insurance rates
80129 homeowners insurance rates
80125 homeowners insurance rates
80120 homeowners insurance rates
80127 homeowners insurance rates
80130 homeowners insurance rates
80126 homeowners insurance rates
80121 homeowners insurance rates
80122 homeowners insurance rates

Home Replacement Cost Coverage in 80121

Average Building Cost Per Square Foot in 80121: $260

Location: Littleton, Colorado (Arapahoe County)

Average Square Footage in 80121: 2,021 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80121 before you start any project. Littleton homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80121 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80121 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,021 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Littleton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2602,021$525,400
Additional Upgrades & Added Features$3252,021$656,750
Major Home Updates or Advancements$3902,021$788,100

It's important to understand that when you estimate your replacement cost of your home in the 80121 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80121

B & B Agency Inc

Address: 6630 S Broadway Centennial, CO 80121
Phone: (303)987-0042
Website:

Best Home & Auto Insurance Agencies in 80121

Allstate Insurance Companies

Address: 5601 S Broadway Littleton, CO 80121
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Rich Walls State Farm Insurance

Address: 5939 South University Boulevard Greenwood Village, CO 80121
Phone:
Website: http://www.richwalls.com/
Info:

Pamela M Buckland Ins Agy Inc - State Farm Insurance Agent

Address: 6600 S Broadway Centennial, CO 80121
Phone:
Website: http://www.denver.citysearch.com/profile/external/46273022/centennial_co/pamela_m_buckland_ins_agy_inc_state_farm_insurance_agent.html
Info:

American Family Insurance- Caramanzana, Jake

Address: 6640 South Broadway Centennial, CO 80121
Phone:
Website:
Info:

B & B Agency Inc

Address: 6630 S Broadway Centennial, CO 80121
Phone:
Website:
Info:

Housing Demographics for 80121

Population Review for 80121 Zip Code

For the city of Littleton, the population within 80121 has increased to over 18,519 residents in population size. The current population total is 18,176. We have broken down the population based on race below. In 80121, there are over 9029 in male population and 9147 females.

PopulationValues
Total Population18,176
White Population15540
Black Population182
Hispanic Population1634
Asian Population384
Hawaiian Population37
Indian Population91
Other Population498
Male Population9029
Female Population9147
Population Estimate18519

Household Data for 80121

The average number of homes in 80121 is around 7,045, there are an average of 2.54 per household. The average house value according to local real estate values is around $525,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,045
Persons Per Household2.54
Average House Value$525,400
Income Per Household$112568
Median Age45.9
Median Age Male43.9
Median Age Female48.1
80121 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code720
CityLittleton
City Alias NameLITTLETON
CountyArapahoe
County FIPS005
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses466
Number Of Employees3513
Business First Quarter Payroll45061
Business Annual Payroll206127
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District06
Congressional LandArea474.66
Delivery Residential7291
Delivery Business247
Delivery Total11629
Preferred Last Line KeyZ11590
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11590
Land Area7.212000
Water Area0.013000
City Alias Code
City Mixed CaseLittleton
City Alias Mixed CaseLittleton
Box Count0
SFDU5937
MFDU290
State ANSI08
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number075580
Unique ZIP Name
SSA State County Code06020
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseArapahoe

Colorado Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]