80120 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 80120 zip code it's important to know that our rates are very competitive for homeowners living in Littleton, CO. Many homeowners based out of your 80120 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 80120 should appear in the zip code field ready to go. For Littleton, CO Homeowners Insurance Quotes nearby, we offer the best rates and service.

80120: Average Home Insurance Rates

For homeowners living in the great city of Littleton, the average homeowners policy is considered very high in comparison to other states. Colorado premiums are estimated to be around $1216 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

Save on 80120 Home Insurance Quotes!

80120 Home Insurance Average Premiums

Local 80120 homeowners insurance quotes comparison

$966 /yr.

Shows Zip Code: 80120 lowest rates with discounts applied on average.

For the 80120, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$966 /yr.
Average Coverage:	$1216 /yr.
2600 sq. ft. or higher (all discounts applied)	$1516 /yr.

What is the average home insurance cost for a home in 80120?

• The average homeowners insurance premium paid annually for a home in 80120 is around $1216 per year.

What does it cost on average per month for home insurance in 80120?

• Homeowners in 80120 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 80120?

• Autoowners in 80120 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Littleton, check out other zip codes nearby 80120.
To review average rates in another zip code, click on a zip code below:
80126 | 80130 | 80122 | 80125 | 80121 | 80128 | 80127 | 80123 | 80129 | 80120 |

Home Replacement Cost Coverage in 80120

Average Building Cost Per Square Foot in 80120: $260

Location: Littleton, Colorado (Arapahoe County)

Average Square Footage in 80120: 1,802 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80120 before you start any project. Littleton homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80120 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80120 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,802 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Littleton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$260	1,802	$468,500
Additional Upgrades & Added Features	$325	1,802	$585,625
Major Home Updates or Advancements	$390	1,802	$702,750

Calculate Your Dwelling Coverage in 80120

It's important to understand that when you estimate your replacement cost of your home in the 80120 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 80120

Kris Collison Ins Agcy Inc - State Farm Insurance Agent

Address: 26 W Dry Creek Cir, #590 Littleton, CO 80120
Phone:
Website:
Info:

Richard L Hoerr Clu In Agency Inc

Address: 1840 W Littleton Blvd Littleton, CO 80120
Phone:
Website:
Info:

American Family Insurance- Reese, Harley Agency Incorporated

Address: 7800 South Elati Street Littleton, CO 80120
Phone:
Website: http://www.denver.citysearch.com/profile/external/46317683/littleton_co/american_family_insurance_reese_harley_agency_inc.html
Info:

Barber, Kim - American Family Insurance

Address: 8191 Southpark Lane #202 Littleton, CO 80120
Phone:
Website: http://www.insurance-agency.amfam.com/CO/kimberly-m-barber/default.aspx?tid=agp0001025902
Info:

American Family Insurance- Poisson, Brian

Address: 709 West Littleton Boulevard Littleton, CO 80120
Phone:
Website: http://www.denver.citysearch.com/profile/external/46357732/littleton_co/american_family_insurance_poisson_brian.html
Info:

Housing Demographics for 80120

Population Review for 80120 Zip Code

For the city of Littleton, the population within 80120 has increased to over 29,679 residents in population size. The current population total is 29,445. We have broken down the population based on race below. In 80120, there are over 14186 in male population and 15259 females.

Population	Values
Total Population	29,445
White Population	23757
Black Population	481
Hispanic Population	4072
Asian Population	581
Hawaiian Population	31
Indian Population	302
Other Population	1401
Male Population	14186
Female Population	15259
Population Estimate	29679

Household Data for 80120

The average number of homes in 80120 is around 13,009, there are an average of 2.22 per household. The average house value according to local real estate values is around $468,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	13,009
Persons Per Household	2.22
Average House Value	$468,500
Income Per Household	$75859
Median Age	42.2
Median Age Male	40.4
Median Age Female	44.4

80120 Details	Values
State	CO
State Full Name	Colorado
City Type	P
City Alias Abbreviation
Area Code	303/720
City	Littleton
City Alias Name	LITTLETON
County	Arapahoe
County FIPS	005
State FIPS	08
Time Zone	7
Day Light Saving	Y
MSA	2082
PMSA	2080
CSA	216
CBSA	19740
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Denver-Aurora-Centennial, CO
MSA_Name	Denver-Boulder-Greeley, CO CMSA
PMSA_Name	Denver, CO PMSA
Region	West
Division	Mountain
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	1332
Number Of Employees	16080
Business First Quarter Payroll	265223
Business Annual Payroll	1068848
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	2543482
CBSA Division Population	0
Congressional District	04\|06
Congressional LandArea	38102.67\|474.66
Delivery Residential	13369
Delivery Business	1318
Delivery Total	14162
Preferred Last Line Key	Z11590
Classification Code
Multi-County
CSA Name	Denver-Aurora-Greeley, CO
CBSA_DIV_Name
City State Key	Z11590
Land Area	8.366000
Water Area	0.398000
City Alias Code
City Mixed Case	Littleton
City Alias Mixed Case	Littleton
Box Count	0
SFDU	6137
MFDU	3048
State ANSI	08
County ANSI	005
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	075580
Unique ZIP Name
SSA State County Code	06020
Medicare CBSA Code	19740
Medicare CBSA Name	Denver-Aurora-Lakewood, CO
Medicare CBSA Type	Metro
Market Rating Area ID	3
County Mixed Case	Arapahoe

Colorado Homeowners Insurance News & Information

Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025
Housing Crisis, Low prices. Graph, Residential Building, Built Structure, Chart, Home Finances, Recession, Arrow, Real estate. The housing market is falling. A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high […]
Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025
Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums. In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help. Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]
Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025
Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year. With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]

Home Insurance Quotes in 80120!