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North Carolina Joint Underwriters and Wind Pool Map Explained

30 Nov
North Carolina Coastal Counties

North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Holden Beach, Oak Island Beach, Calabash, Bald Head Island, […]

Did you know? Your Home Insurance Doesn’t Cover…

29 Nov
Two thoughtful companions ponder on future project, work together as team, stand closely, drink latte or coffee, look with pensive clever expressions at camera. Female and male tourists indoor

While homeowners insurance covers a variety of perils and protects your home and personal possessions, it does come with a number of exclusions and coverage gaps that can result in you having to cover the cost of certain damage out of pocket.  Let’s have a quick look at what your homeowners policy does and doesn’t […]

Should I bundle my insurance policies or keep them separate?

25 Sep
Young,Woman,Comparing,With,Two,Things.

Bundling insurance policies simply means buying different types of insurance policies from the same insurance company. The most common type of bundling is usually a car insurance and home insurance policy, but bundling can include other policy types such as life insurance or even an umbrella policy. However, while bundling is a pretty common tactic, […]

Top 5 Most Common Home Insurance Coverage Gaps & Unexpected Expenses

07 Sep
Businesswoman,Standing,On,The,Edge,Of,Mountain,With,A,Shining

Homeowners insurance can be a financial lifesaver if your home is damaged or destroyed by a covered peril. However, there can be coverage gaps that can leave a homeowners covering repair bills out of their own pocket if the damage exceeds their coverage levels or the policy has an unexpected deductible.  We thought it might […]

AirBnB Homeowners Insurance Guide to Renting your Home

24 Jul
Airbnb-home-insurance

If you are considering renting out your home or a portion of your home as a short-term rental, one of your first concerns should be making sure you have the proper homeowners insurance for your rental property.  The proper homeowners insurance coverage will make sure you are fully protected in the case of damage to […]

Financing Guide to Solar Power for Residential Real Estate

24 May
Beautiful,Country,House,With,Roof,Terrace,And,Solar,Panels.,Exterior

Solar power boomed in 2022 with residential solar projects growing by a shocking 40 percent according to the Solar Energy Industries Association. This was the result of a recording setting 700,000 homeowners installing solar into their homes.   In most cases, a homeowner will have to finance a solar system as they tend to be expensive. […]

Top 5 Reasons Owning a Home is More Expensive than Renting

08 May
Buy,Or,Rent,Property,Concept

According to research from The Ascent, in 2019, homeowners spent an average of $26,418 per year in housing costs, while renters forked up $17,809 a year. Homeowners must spend an additional $8,609 a year according to the data. Homeowners typically have expenses that renter’s don’t have to cover at all or are less expensive for […]