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Home Insurance Quotes in 80126

Are you shopping for a cheaper homeowners insurance rate in 80126? Our rates are very competitive for homeowners living in Littleton, CO. Many homeowners located in the 80126 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Colorado licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 80126. To get free 80126 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 80126 zip code should appear in the zip code field ready to go. Shopping Littleton, CO Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 80126 to review the best rate coverages.

Your 80126 Home Insurance Costs Is Rated: Very High!

For the great city of Littleton, the average home insurance premium paid annually is around $1174 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Colorado specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Littleton and need insurance on your home in the 80126 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 80126 Homeowners Insurance Rates Now!

80126 Home Insurance Average Premiums

Local 80126 homeowners insurance quotes comparison

$924 /yr.

Shows Zip Code: 80126 lowest rates with discounts applied on average.

For the 80126, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$924 /yr.
Average Coverage:$1174 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1474 /yr.

What is the average home insurance cost for a home in 80126?

  • • The average homeowners insurance premium paid annually for a home in 80126 is around $1174 per year.

What does it cost on average per month for home insurance in 80126?

  • • Homeowners in 80126 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 80126?

  • • Autoowners in 80126 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Littleton area, check out other zip codes nearby 80126.
Review average rates in another zip code:
80122 homeowners insurance rates
80127 homeowners insurance rates
80129 homeowners insurance rates
80128 homeowners insurance rates
80123 homeowners insurance rates
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80130 homeowners insurance rates
80121 homeowners insurance rates
80120 homeowners insurance rates
80125 homeowners insurance rates

Home Replacement Cost Coverage in 80126

Average Building Cost Per Square Foot in 80126: $260

Location: Littleton, Colorado (Douglas County)

Average Square Footage in 80126: 2,237 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 80126 before you start any project. Littleton homeowners pay on average around $260 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 80126 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 80126 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,237 sq. ft. and the average cost to rebuild the home in this area is around $260 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Littleton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2602,237$581,500
Additional Upgrades & Added Features$3252,237$726,875
Major Home Updates or Advancements$3902,237$872,250

It's important to understand that when you estimate your replacement cost of your home in the 80126 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 80126

Allstate Insurance - Michelle Mc Rae

Address: 7134 E County Line Rd Highlands Ranch, CO 80126
Phone: (303)740-7090
Website:

American Family Insurance - Sarah Jane Stockinger

Address: 5228 Sydney Ave Highlands Ranch, CO 80126
Phone: (720)344-4280
Website: www.amfam.com

American Family Insurance - Chris Erwin

Address: 9567 S University Blvd Unit B1 Highlands Ranch, CO 80126
Phone: (720)344-8410
Website: www.amfam.com

Best Home & Auto Insurance Agencies in 80126

Doug Montgomery Ins Agency Inc - State Farm Insurance Agent

Address: 9385 South Colorado Boulevard #109 Littleton, CO 80126
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/doug_montgomery_ins_agcy_inc___state_farm_insurance_agent-b2344644&mkt=63801
Info:

American Family Insurance - Chris Erwin

Address: 9567 S University Blvd Highlands Ranch, CO 80126
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Dyer, Nikki - State Farm Insurance Agent

Address: 4185 Wildcat Reserve Parkway Highlands Ranch, CO 80126
Phone:
Website: http://www.citysearch.com/profile/external/605146882/highlands_ranch_co/dyer_nikki_state_farm_insurance_agent.html
Info:

American Family Insurance - Agents- Highlands Ranch- Erwin Chris

Address: 9510 South Meridian Boulevard Littleton, CO 80126
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Farmers Insurance

Address: 3624 E Highlands Ranch Pkwy #101 Littleton, CO 80126
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Housing Demographics for 80126

Population Review for 80126 Zip Code

For the city of Littleton, the population within 80126 has increased to over 45,053 residents in population size. The current population total is 44,221. We have broken down the population based on race below. In 80126, there are over 21758 in male population and 22463 females.

PopulationValues
Total Population44,221
White Population35831
Black Population480
Hispanic Population3750
Asian Population2714
Hawaiian Population29
Indian Population178
Other Population809
Male Population21758
Female Population22463
Population Estimate45053

Household Data for 80126

The average number of homes in 80126 is around 15,559, there are an average of 2.84 per household. The average house value according to local real estate values is around $581,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,559
Persons Per Household2.84
Average House Value$581,500
Income Per Household$143861
Median Age40.4
Median Age Male39.4
Median Age Female41.3
80126 DetailsValues
StateCO
State Full NameColorado
City TypeP
City Alias Abbreviation
Area Code303/720
CityLittleton
City Alias NameLITTLETON
CountyDouglas
County FIPS035
State FIPS08
Time Zone7
Day Light SavingY
MSA2082
PMSA2080
CSA216
CBSA19740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDenver-Aurora-Centennial, CO
MSA_NameDenver-Boulder-Greeley, CO CMSA
PMSA_NameDenver, CO PMSA
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1056
Number Of Employees9043
Business First Quarter Payroll79976
Business Annual Payroll353669
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2543482
CBSA Division Population0
Congressional District04
Congressional LandArea38102.67
Delivery Residential15864
Delivery Business402
Delivery Total21877
Preferred Last Line KeyZ11590
Classification Code
Multi-County
CSA NameDenver-Aurora-Greeley, CO
CBSA_DIV_Name
City State KeyZ11590
Land Area10.817000
Water Area0.006000
City Alias Code
City Mixed CaseLittleton
City Alias Mixed CaseLittleton
Box Count0
SFDU5
MFDU1623
State ANSI08
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number075580
Unique ZIP Name
SSA State County Code06170
Medicare CBSA Code19740
Medicare CBSA NameDenver-Aurora-Lakewood, CO
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDouglas

Colorado Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]