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Did you know? Your Home Insurance Doesn’t Cover…

29 Nov
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While homeowners insurance covers a variety of perils and protects your home and personal possessions, it does come with a number of exclusions and coverage gaps that can result in you having to cover the cost of certain damage out of pocket.  Let’s have a quick look at what your homeowners policy does and doesn’t […]

Should I bundle my insurance policies or keep them separate?

25 Sep

Bundling insurance policies simply means buying different types of insurance policies from the same insurance company. The most common type of bundling is usually a car insurance and home insurance policy, but bundling can include other policy types such as life insurance or even an umbrella policy. However, while bundling is a pretty common tactic, […]

AirBnB Homeowners Insurance Guide to Renting your Home

24 Jul

If you are considering renting out your home or a portion of your home as a short-term rental, one of your first concerns should be making sure you have the proper homeowners insurance for your rental property.  The proper homeowners insurance coverage will make sure you are fully protected in the case of damage to […]

Financing Guide to Solar Power for Residential Real Estate

24 May

Solar power boomed in 2022 with residential solar projects growing by a shocking 40 percent according to the Solar Energy Industries Association. This was the result of a recording setting 700,000 homeowners installing solar into their homes.   In most cases, a homeowner will have to finance a solar system as they tend to be expensive. […]

How can I get home insurance after non-renewal letter?

12 May

In most cases, when your homeowners insurance policy nears its end date, your insurer will send you a renewal notice to continue your coverage. However, in some situations, you could receive a nonrenewal notice which means your insurance company is no longer interested in having you as a customer.  If your insurer chooses not to […]

Your Loss Assessment Coverage Guide

06 Apr

Regardless of whether you live in a townhome, a single-family home or a condo there is the possibility that your property is part of a homeowners association (HOA). An HOA is simply an association based in your neighborhood that is responsible for overseeing the maintenance of common areas, certain amenities, and services in your neighborhood. […]

Home Insurance Guide for Retirement & Senior Citizens

27 Mar

Retirement will impact your financial portfolio in number of different ways. Moving stock market assets to less risky funds, possibly downsizing into a smaller home and reassessing your insurance needs are all things you should consider when it is time to leave the workforce.  We thought it would be a good idea to have a […]

Top 3 Quick Insurance Moves to Make Following a Divorce

10 Mar

Divorce takes not only a major emotional toll on a couple, but it also comes with a financial toll that you have to deal with before the ink is dry on the divorce papers. While separating your finances can be difficult, it is a necessity, and one aspect of a financial separation is dealing with […]