Most of us think of falling trees, damaged roofs and water leaks when it comes to homeowners insurance but you may be surprised at a few other perils that it covers. Everything from alien spaceships crashing into your roof to a cancelled wedding is protected by your homeowners insurance. Here are just a few of […]
Hailstorms in Northern Texas this year have done major damage to homes and vehicles, highlighting the need for every homeowner to carry comprehensive homeowners insurance. According to the Insurance Council of Texas, hail damage in the second half of April has resulted in at least 60,000 auto insurance claims. Data shows that estimated losses from […]
We all have lots of personal possessions, in many cases, we have far too many. Making sure your personal property is protected in the event of a fire or major weather incident is important as very few of us could afford to replace all of our “stuff’” out of pocket. While homeowners insurance does offer […]
Springtime not only means melting snow and longer days, for many of us, it means it’s time to tackle those house projects we have let sit all winter long. Regardless of whether you are starting a major home remodel, new construction or just a few simple repairs there are a few homeowners insurance issues that […]
Earthquakes are scary, frustrating and very expensive if your home happens to be in the path of a big one and you are not carrying earthquake coverage. In California, premiums for earthquake insurance can be sky high, which has resulted in the majority of homeowners opting out of this extremely important overage. This can end […]
In most cases, your home is both your biggest and most valuable asset. Protecting this valuable asset is a necessity and the best way to do that is to have a comprehensive homeowners policy. A homeowners policy helps cover the cost of rebuilding your home and replacing your possessions it they are destroyed due to […]
Recreational drones, or the more technical name, Unmanned Aerial Systems (UAS) have skyrocketed in popularity in the last few years. As they have literally filled the sky, a debate has been sparked regarding both safety and privacy. Misuse, or the crashing of a drone into another person’s property can result in a huge repair bill […]
As most people are aware, your credit score can have a huge effect on your life these days. Your credit score can positively, or negatively affect everything from the interest rate you are charged on your mortgage to a background check for a new job. In addition, it can have a huge effect on your […]
Homeowners insurance can be a bit confusing and like all type of insurance there are a number of myths and misconceptions floating around. A misunderstanding or not having a complete grasp of your coverage can be a very expensive mistake. Believing you are covered for something, and finding out that is not the case when […]
Homeowners insurance can be a lifesaver if you have the unfortunate luck of being in the way of a tornado, flood, hurricane or your house burns down. In order to make sure you are fully protected it may be necessary to fill in a few gaps in your homeowners protection. Here are three gaps you […]