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Is the U.S. Home Buying Market Going to Drop in 2025?

04 Jul
Housing Crisis, Low prices. Graph, Residential Building, Built Structure, Chart, Home Finances, Recession, Arrow, Real estate. The housing market is falling.

Housing Crisis, Low prices. Graph, Residential Building, Built Structure, Chart, Home Finances, Recession, Arrow, Real estate. The housing market is falling. A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high […]

Florida Homeowners Are Concerned About Property Insurance Crisis

01 Jul
"florida,Welcomes,You",Sign,Against,Palm,Trees,And,Blue,Sky

Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance

26 Jun
Young,Family,With,Dreaming,About,Moving,Into,New,House.,Break,

Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year.  With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]

Should I consider climate changes when buying a new home?

21 Jun
Happy,Millennial,Couple,Receiving,Keys,From,Realtor,,Purchasing,Real,Estate

Climate change is on our doorstep, so now more than ever, it’s essential to consider the local climate when buying a new home. Not only is the current climate important, but experts suggest homeowners look towards the future. How will the next 10, 20 or 30 years impact your new purchase?  The increasing frequency of […]

New Home Insurance Company Launches in Florida, Shows Signs of Improvement

13 May
patriot-select-insurance-florida

According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market.  Recently, the Office of Insurance Regulation […]

Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why?

19 Mar
A,Young,Man,With,His,Hand,On,His,Chin,Looks

According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]

2025 List of States Where Finding Home Insurance Is Most Difficult and Why

11 Mar
Happy,Family,With,Two,Kids,Playing,Into,New,Home.,Father,

Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance.  If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]

Will Citizens Policyholders See a Home Insurance Rate Decrease? 

11 Mar
florida-gov-desantis

Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]