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North Carolina Joint Underwriters and Wind Pool Map Explained

28 Dec
North Carolina Coastal Counties

North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Holden Beach, Oak Island Beach, Calabash, Bald Head Island, […]

Preparing for 2021 Hurricane Season Survey

05 Aug
Digital,Electronic,Mobile,Road,Sign,That,Says,Hurricane,Season,Prepare

A recent ValuePenguin survey found that homeowners living in hurricane prone areas are less prepared for the hurricane season then they claim. A whopping 84 percent of survey respondents claimed that they were prepared for the season, but 34 percent admitted that they haven’t even started getting supplies or prepping for the season at all. […]

Most Common Mistakes that Homeowners Make During Hurricane Season

11 Jun
Funny,Couple,With,Glasses,Gesturing,Is,Lying,Upside-down,On,The

According to the National Oceanic and Atmospheric Administration (NOAA), the 2021 hurricane season is expected to be above average, they are predicting 13 to 20 named storms, six to 10 hurricanes, and three to five storms that will end up being major hurricanes. Here are just a few of the common mistakes that homeowners make […]

2021 Hurricane Season Above Average

23 Apr
Earth,At,Night,From,Orbit,With,City,Lights,And,Huge

According to a recent report, The Colorado State University (CSU) Tropical Meteorology Project Team predicts that we will have an “above average” Atlantic hurricane season this year, with 17 named storms. This number includes eight hurricanes, four of which could become major hurricanes.  The team used models that incorporate 40 years of historical hurricane data […]

Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect?

05 Aug
hurricane-isaias-path

Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

2020 Hurricane Season and Insurance Cancellations

23 Jul
2020-Hurricane-Season

The Atlantic coast may see a busier than normal hurricane season this year and if coastal property owners have an issue paying their insurance premiums, leading to cancellations, the economic toll from a major hurricane could become much worse.  As an example, in 2017, Hurricane Harvey flooded 204,000 homes and apartments which caused roughly $16 […]

Hurricane Season: Understanding Your Homeowners Insurance Policy

22 Jul
confused-reading-homeowners-policy

Unfortunately, many homeowners never read their policies and are unaware of what is covered and even more importantly, what is not covered. The storm season is well under way and has already delivered some severe damage to numerous locations. When a severe storm hits, most homeowners want to know if their homeowners insurance policy will […]

Named Storm? – Get Home Insurance Coverage Now!

01 Aug
Home Insurance Now - Hurricane Season

The 2017 hurricane season was one of the busiest and most destructive ones on record. There were 17 named storms that hit the coasts and caused roughly $282.16 billion in damage. If you were affected by one of these storms and not carrying the proper insurance coverages you could end up on the hook for […]

Review Your Insurance Coverage Before the Spring Storm Season

07 Mar
Home Insurance Coverage and Spring Storm Season

As we enter the spring storm season it is a good time for homeowners to review their insurance policies and have a complete understanding of their coverage before a major storm hits. It is important to make sure you have a full understanding of what coverages you have as well as any gaps that may […]

Hurricane Harvey Acts as a Wake-Up Call for California Homeowners

21 Sep
California homeowners and earthquake insurance

According to a recent article in the Los Angeles Times, footage of the damage done by Hurricane Harvey should act as a wake-up call for South California. Harvey is an excellent example of the type of extensive damage and life changing impact that a major weather or earthquake event can have on community. “Both natural […]