In the past, reverse mortgages were often considered a last resort to drum up some cash and they had a bit of a bad reputation but that has changed in the last few years as reverse mortgages have become more mainstream and are being used a financial planning tool for homeowners. Reverse mortgage actually date […]
Homeowners insurance is a necessity and in most cases its required by the bank or mortgage company that holds your note. While your homeowners coverage protects your home from a number of perils, as well as offering liability coverage if someone is injured at your home, it doesn’t protect you in every situation. In fact, […]
It has been 11 years since Florida suffered a Hurricane strike. Unfortunately, that lucky streak recently ended when Hurricane Hermine came home to roost. Luckily, Hermine will only have a modest impact on the property insurance industry in the Sunshine State according to industry experts. Hermine weakened to a tropical storm as it continued its […]
Suffering damage to your home is never fun and making a major claim on your homeowners insurance can be downright painful. It is usually costly, complicated and in many cases frustrating but in the end it is good to know that your home will be repaired thanks to your homeowners insurance policy. When it comes […]
Homeowners insurance is probably not going to be the first thing you think of when a parent or someone close to you dies, but if you stand to inherit a home, homeowners coverage should definitely be on your radar. While there will be plenty of paperwork to deal with in the coming months, maintaining the […]
Homeowners insurance is a necessity, but it can also be expensive. According to a recent study, the cost of homeowners insurance has increased about 50 percent over the last decade. Currently, the average annual policy price has hit $952 with some states coming close to an average price of $2,000 a year. We all want […]
Your home is filled with some of the most important things in your life. Your memories, your belongings and of course your family and loved ones. While a homeowners insurance policy will ensure you can afford to replace your belongings and rebuild our home if the worst happens, an alarm system can add an additional […]
A claim on your auto or homeowners insurance is one of the best ways to jack up your premium. Insurers frown on claims and in almost all cases, your insurance costs will be headed up if you make a claim on your policy, especially if it is a major claim. Unfortunately, there is a good chance you […]
Having your home destroyed by a natural disaster is one of the most stressful things a person can go through in life and unfortunately, dealing with the insurance claim is probably the second most stressful thing someone will have to deal with in their lifetime. While relying on the insurance companies adjuster for a simple […]
There is no doubt that insurance company commercials make the homeowners insurance claim process look easy the reality is not always as simple and quick. It’s important to remember that regardless of what your insurer tells you or how long you have known your agent, your insurance company may fight to pay as little as possible […]