California has been experiencing more frequent, and much more destructive wildfires in recent years. In fact, of the 20 worst wildfires to ever hit the state, four of them happened last year, resulting in $12.6 billion in insurance claims. This year has not been much better with the Mendocino Complex Fire, which was the largest […]
Buying a home is a big deal, it often represents the biggest purchase a person makes in their life. When you have that kind of money on the line you want to make sure you protect your investment. When it comes to your home, there are a couple of ways to protect it. Homeowners insurance […]
Insurance can be expensive and in many cases it is a product that is seldom used so it may be tempting to find the lowest priced policy and call it a day. This can be a huge mistake if you ever have to make a major claim. Cheap insurance policies often leave you under protected […]
Firearms can be tricky when it comes to homeowners insurance. While most insurers are not concerned whether you own a gun or not, there can be coverage issues if you accidentally shoot someone, leaving you on the hook for medical bills and the cost of any lawsuits. Below is what you need to know about […]
If you recently purchased a drone for recreational purposes you may be wondering if your homeowners insurance protects your latest toy. Drones often come with a bit of learning curve and if you manage to put your new drone through a neighbors window or it ends up being stolen you could be turning to your […]
A recent study by Clearsurance took a look at how happy homeowners are with their insurer and found that the residents of West Virginia were happiest when it came to their homeowners insurance while the people of Florida were the least happy. The scores were based on user reviews and ratings of their overall experience […]
If you are buying a new home you may find yourself reviewing the offer paperwork and coming across something called “title insurance.” While title insurance is pretty standard in most real estate transactions, it can be confusing for new homebuyers. Here is a quick overview of exactly what title insurance is, and why you and […]
If you recently purchased a house, one of the first questions you may have when you open your monthly mortgage statement is what is an escrow account and why am I paying money into it every month. Escrow accounts are used to pay your property taxes and homeowners insurance premiums. A mortgage lender usually requires […]
The foundation is one of the most important components of your home. It is the base layer that the rest of the house sits on and if it is compromised it can lead to a dangerous situation and an expensive repair. Unfortunately, in many cases, the most common causes of foundation damage are not covered […]
A recent report from Javelin Strategy & Research found that in 2017 there were 16.7 million victims of identity fraud. Identity thieves managed to steal roughly $16.8 billion and almost 30 percent of U.S. consumers were notified of a data breach. Identity theft can wreak havoc on your credit rating and finances. It can take […]