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75248 Homeowners Insurance Quotes & Rates

Dallas residents living within the 17,246 homes available in the zip code of 75248 are shopping online to compare cheaper and more affordable Dallas, TX home insurance rates. In the great city of Dallas, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Texas is around $1,535 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 75248 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 75248 home insurance rates today! Please give us a call now at 1-866-502-7287. For Dallas, TX Homeowners Insurance Quotes, Click to easily get started!

75248 Home Insurance Average Premiums

Local 75248 homeowners insurance quotes comparison

$1285 /yr.

Shows Zip Code: 75248 lowest rates with discounts applied on average.

For the 75248, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1285 /yr.
Average Coverage:$1535 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1835 /yr.

What is the average home insurance cost for a home in 75248?

  • • The average homeowners insurance premium paid annually for a home in 75248 is around $1535 per year.

What does it cost on average per month for home insurance in 75248?

  • • Homeowners in 75248 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 75248?

  • • Autoowners in 75248 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dallas area, check out other zip codes nearby 75248.
Review average rates in another zip code:
75214 homeowners insurance rates
75204 homeowners insurance rates
75209 homeowners insurance rates
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75205 homeowners insurance rates
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75208 homeowners insurance rates
75253 homeowners insurance rates

Home Replacement Cost Coverage in 75248

Average Building Cost Per Square Foot in 75248: $129

Location: Dallas, Texas (Dallas County)

Average Square Footage in 75248: 3,412 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75248 before you start any project. Dallas homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75248 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75248 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,412 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dallas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1293,412$440,100
Additional Upgrades & Added Features$1613,412$550,125
Major Home Updates or Advancements$1943,412$660,150

It's important to understand that when you estimate your replacement cost of your home in the 75248 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75248

Allstate Insurance - Dan Cheek

Address: 16135 Preston Road #104 Dallas, TX 75248
Phone: (972)233-0707
Website:

Best Home & Auto Insurance Agencies in 75248

Jose Soto State Farm Agent

Address: 7130 Campbell Rd, Ste 205b Dallas, TX 75248
Phone:
Website: http://www.online2.statefarm.com/b2c/sf/agent/43/1208
Info:

Bradford- Sarah A

Address: 7130 Campbell Rd, #205 Dallas, TX 75248
Phone:
Website:
Info:

Allstate Insurance - Dan Cheek

Address: 16135 Preston Rd, #Rd-104 Dallas, TX 75248
Phone:
Website:
Info:

Risk Guru, Incorporated

Address: 16950 Dallas Pky, Ste 10 Dallas, TX 75248
Phone:
Website: http://www.texasriskguru.com/
Info:

Barron's Insurance

Address: 14841 Coit Rd, Ste 110 Dallas, TX 75248
Phone:
Website:
Info:

Housing Demographics for 75248

Population Review for 75248 Zip Code

For the city of Dallas, the population within 75248 has increased to over 39,868 residents in population size. The current population total is 38,210. We have broken down the population based on race below. In 75248, there are over 18461 in male population and 19749 females.

PopulationValues
Total Population38,210
White Population25723
Black Population3571
Hispanic Population6380
Asian Population2111
Hawaiian Population23
Indian Population200
Other Population2247
Male Population18461
Female Population19749
Population Estimate39868

Household Data for 75248

The average number of homes in 75248 is around 17,246, there are an average of 2.21 per household. The average house value according to local real estate values is around $440,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,246
Persons Per Household2.21
Average House Value$440,100
Income Per Household$91270
Median Age40.5
Median Age Male39.5
Median Age Female41.5
75248 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code972/469
CityDallas
City Alias NameDALLAS
CountyDallas
County FIPS113
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1202
Number Of Employees14529
Business First Quarter Payroll254380
Business Annual Payroll1127570
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District04|24|32
Congressional LandArea10122.99|262.76|185.66
Delivery Residential18040
Delivery Business827
Delivery Total18845
Preferred Last Line KeyW23428
Classification Code
Multi-CountyY
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23428
Land Area7.424000
Water Area0.047000
City Alias Code
City Mixed CaseDallas
City Alias Mixed CaseDallas
Box Count0
SFDU8660
MFDU9223
State ANSI48
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482270
Unique ZIP Name
SSA State County Code45390
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Texas Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]