Get multiple home insurance quotes in 75220. Our licensed 75220, TX agents are ready to serve you.

75220, TX Homeowners Insurance Rates

With a population size of 39,627 and with 14,066 occupied homes in the 75220 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Dallas, TX are around $1,546 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Dallas, Texas. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-866-502-7287 so we can help you review rates today!

It's important to know that if your Texas home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Dallas, TX.

For Texas home insurance information, including average Dallas home insurance rates, coverage options or the different homeowners insurance types, please select Dallas, TX Home Insurance Quotes Now!

75220 Home Insurance Average Premiums

Local 75220 homeowners insurance quotes comparison

$1296 /yr.

Shows Zip Code: 75220 lowest rates with discounts applied on average.

For the 75220, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1296 /yr.
Average Coverage:$1546 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1846 /yr.

What is the average home insurance cost for a home in 75220?

  • • The average homeowners insurance premium paid annually for a home in 75220 is around $1546 per year.

What does it cost on average per month for home insurance in 75220?

  • • Homeowners in 75220 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 75220?

  • • Autoowners in 75220 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dallas area, check out other zip codes nearby 75220.
Review average rates in another zip code:
75237 homeowners insurance rates
75201 homeowners insurance rates
75217 homeowners insurance rates
75212 homeowners insurance rates
75219 homeowners insurance rates
75214 homeowners insurance rates
75202 homeowners insurance rates
75225 homeowners insurance rates
75234 homeowners insurance rates
75208 homeowners insurance rates

Home Replacement Cost Coverage in 75220

Average Building Cost Per Square Foot in 75220: $129

Location: Dallas, Texas (Dallas County)

Average Square Footage in 75220: 2,577 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75220 before you start any project. Dallas homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75220 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75220 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,577 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dallas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,577$332,400
Additional Upgrades & Added Features$1612,577$415,500
Major Home Updates or Advancements$1942,577$498,600

It's important to understand that when you estimate your replacement cost of your home in the 75220 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75220

Best Home & Auto Insurance Agencies in 75220

Enriquez, Ed - Agent - State Farm Insurance

Address: 3820 W Northwest Hwy, Ste 210 Dallas, TX 75220
Phone:
Website: http://www.savemoneywithed.com/
Info:

ACE Cash Express

Address: 2980 W Northwest Hwy Dallas, TX 75220
Phone:
Website: http://www.acecashexpress.com/
Info:

Fred Loya Insurance

Address: 2904 W Northwest Hwy Dallas, TX 75220
Phone:
Website: http://www.fredloya.com/
Info:

Housing Demographics for 75220

Population Review for 75220 Zip Code

For the city of Dallas, the population within 75220 has increased to over 42,565 residents in population size. The current population total is 39,627. We have broken down the population based on race below. In 75220, there are over 21045 in male population and 18582 females.

PopulationValues
Total Population39,627
White Population12297
Black Population1536
Hispanic Population29897
Asian Population529
Hawaiian Population13
Indian Population600
Other Population13812
Male Population21045
Female Population18582
Population Estimate42565

Household Data for 75220

The average number of homes in 75220 is around 14,066, there are an average of 2.81 per household. The average house value according to local real estate values is around $332,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,066
Persons Per Household2.81
Average House Value$332,400
Income Per Household$51125
Median Age31.6
Median Age Male31.5
Median Age Female31.7
75220 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code972/214/469
CityDallas
City Alias NameDALLAS
CountyDallas
County FIPS113
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1323
Number Of Employees24614
Business First Quarter Payroll288836
Business Annual Payroll1282874
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District06|24|33
Congressional LandArea2148.41|262.76|211.94
Delivery Residential15148
Delivery Business1777
Delivery Total17867
Preferred Last Line KeyW23428
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23428
Land Area11.314000
Water Area0.581000
City Alias Code
City Mixed CaseDallas
City Alias Mixed CaseDallas
Box Count0
SFDU5243
MFDU8445
State ANSI48
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482270
Unique ZIP Name
SSA State County Code45390
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Texas Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]