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75216 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 75216? There are over 18,049 occupied homes in the 75216 area. With a population size of 55,759, it's not uncommon for residence of Dallas, TX to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Texas is around $1,486 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 75216 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Dallas, TX Home Insurance Rate Quotes

75216 Home Insurance Average Premiums

Local 75216 homeowners insurance quotes comparison

$1236 /yr.

Shows Zip Code: 75216 lowest rates with discounts applied on average.

For the 75216, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1236 /yr.
Average Coverage:$1486 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1786 /yr.

What is the average home insurance cost for a home in 75216?

  • • The average homeowners insurance premium paid annually for a home in 75216 is around $1486 per year.

What does it cost on average per month for home insurance in 75216?

  • • Homeowners in 75216 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 75216?

  • • Autoowners in 75216 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dallas area, check out other zip codes nearby 75216.
Review average rates in another zip code:
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75226 homeowners insurance rates
75207 homeowners insurance rates

Home Replacement Cost Coverage in 75216

Average Building Cost Per Square Foot in 75216: $129

Location: Dallas, Texas (Dallas County)

Average Square Footage in 75216: 660 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75216 before you start any project. Dallas homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75216 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75216 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 660 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dallas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$129660$85,200
Additional Upgrades & Added Features$161660$106,500
Major Home Updates or Advancements$194660$127,800

It's important to understand that when you estimate your replacement cost of your home in the 75216 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75216

Best Home & Auto Insurance Agencies in 75216

Dallas Car Insurance

Address: 4823 S Lancaster Rd Dallas, TX 75216
Phone:
Website: http://www.carinsuranceqt.com/Texas/Dallas.html
Info:

ACE Cash Express

Address: 4498 S Marsalis Ave Dallas, TX 75216
Phone:
Website: http://www.acecashexpress.com/
Info:

Americo Direct

Address: 3120 S Lancaster Rd Dallas, TX 75216
Phone:
Website:
Info:

A Able Auto Ins

Address: 1435 E Kiest Blvd Dallas, TX 75216
Phone:
Website:
Info:

Housing Demographics for 75216

Population Review for 75216 Zip Code

For the city of Dallas, the population within 75216 has increased to over 56,816 residents in population size. The current population total is 55,759. We have broken down the population based on race below. In 75216, there are over 27256 in male population and 28503 females.

PopulationValues
Total Population55,759
White Population5909
Black Population26603
Hispanic Population26872
Asian Population180
Hawaiian Population12
Indian Population639
Other Population14099
Male Population27256
Female Population28503
Population Estimate56816

Household Data for 75216

The average number of homes in 75216 is around 18,049, there are an average of 3.08 per household. The average house value according to local real estate values is around $85,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,049
Persons Per Household3.08
Average House Value$85,200
Income Per Household$31063
Median Age33.6
Median Age Male32.7
Median Age Female34.4
75216 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code214/972/469
CityDallas
City Alias NameDALLAS
CountyDallas
County FIPS113
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses349
Number Of Employees8712
Business First Quarter Payroll207044
Business Annual Payroll885997
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District30|33
Congressional LandArea356.27|211.94
Delivery Residential18447
Delivery Business954
Delivery Total19869
Preferred Last Line KeyW23428
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23428
Land Area14.837000
Water Area0.230000
City Alias Code
City Mixed CaseDallas
City Alias Mixed CaseDallas
Box Count0
SFDU14782
MFDU2787
State ANSI48
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482270
Unique ZIP Name
SSA State County Code45390
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Texas Homeowners Insurance News & Information

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    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

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  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]