Get multiple home insurance quotes in 75204. Our licensed 75204, TX agents are ready to serve you.

75204 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 75204? Our rates are very competitive for homeowners living in Dallas, TX. Many homeowners based out of your 75204 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Texas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 75204 should appear in the zip code field ready to go. For Dallas, TX Home Insurance Rate Quotes click to review the best rates and service online!

75204 Average Premium is Rated: Very High!

Homeowners living in 75204 can easily save up to 40% off the average home insurance premium of $1573 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Dallas that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 75204 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 75204!

75204 Home Insurance Average Premiums

Local 75204 homeowners insurance quotes comparison

$1323 /yr.

Shows Zip Code: 75204 lowest rates with discounts applied on average.

For the 75204, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1323 /yr.
Average Coverage:$1573 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1873 /yr.

What is the average home insurance cost for a home in 75204?

  • • The average homeowners insurance premium paid annually for a home in 75204 is around $1573 per year.

What does it cost on average per month for home insurance in 75204?

  • • Homeowners in 75204 pay a monthly average cost per month around $131.00.

What kind of discount could I get if I combine my home and auto insurance together in 75204?

  • • Autoowners in 75204 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dallas area, check out other zip codes nearby 75204.
Review average rates in another zip code:
75236 homeowners insurance rates
75225 homeowners insurance rates
75235 homeowners insurance rates
75218 homeowners insurance rates
75212 homeowners insurance rates
75234 homeowners insurance rates
75233 homeowners insurance rates
75249 homeowners insurance rates
75224 homeowners insurance rates
75207 homeowners insurance rates

Home Replacement Cost Coverage in 75204

Average Building Cost Per Square Foot in 75204: $129

Location: Dallas, Texas (Dallas County)

Average Square Footage in 75204: 2,997 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75204 before you start any project. Dallas homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75204 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75204 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,997 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dallas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1292,997$386,600
Additional Upgrades & Added Features$1612,997$483,250
Major Home Updates or Advancements$1942,997$579,900

It's important to understand that when you estimate your replacement cost of your home in the 75204 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75204

Best Home & Auto Insurance Agencies in 75204

ACE Cash Express

Address: 2821 Live Oak St Dallas, TX 75204
Phone:
Website: http://www.acecashexpress.com/
Info:

Baker- Paul M - State Farm Insurance Agent

Address: 3527 McKinney Ave Dallas, TX 75204
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Company - Rico Rossi

Address: 2821 McKinney Ave Dallas, TX 75204
Phone:
Website: http://www.allstateagencies.com/091604?cid=OTC-YP.com-IYP&att=TL
Info:

Michael Smith-Farmers Insurance

Address: 2909 Cole Ave-302 Dallas, TX 75204
Phone:
Website:
Info:

Housing Demographics for 75204

Population Review for 75204 Zip Code

For the city of Dallas, the population within 75204 has increased to over 41,512 residents in population size. The current population total is 34,012. We have broken down the population based on race below. In 75204, there are over 17413 in male population and 16599 females.

PopulationValues
Total Population34,012
White Population20233
Black Population5021
Hispanic Population6565
Asian Population2331
Hawaiian Population26
Indian Population224
Other Population2261
Male Population17413
Female Population16599
Population Estimate41512

Household Data for 75204

The average number of homes in 75204 is around 20,833, there are an average of 1.62 per household. The average house value according to local real estate values is around $386,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,833
Persons Per Household1.62
Average House Value$386,600
Income Per Household$83050
Median Age30.4
Median Age Male31.3
Median Age Female29.6
75204 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code214/972/469/945
CityDallas
City Alias NameDALLAS
CountyDallas
County FIPS113
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1410
Number Of Employees23212
Business First Quarter Payroll376045
Business Annual Payroll1655456
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District30|32
Congressional LandArea356.27|185.66
Delivery Residential25625
Delivery Business1245
Delivery Total27071
Preferred Last Line KeyW23428
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23428
Land Area2.559000
Water Area0.000000
City Alias Code
City Mixed CaseDallas
City Alias Mixed CaseDallas
Box Count0
SFDU1761
MFDU21632
State ANSI48
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482270
Unique ZIP Name
SSA State County Code45390
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Texas Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]