Get multiple home insurance quotes in 75214. Our licensed 75214, TX agents are ready to serve you.

Compare 75214 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 75214 area? The average homeowners premium in Texas for a standard homeowners policy is around $1,636/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 75214 zip code, the population size is around 35,664 with 16,149 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 75214.

Please give us a call now at 1-866-502-7287, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Dallas, TX Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. TX RateDiscountsSavingsShop Rates
$2,000up to 40% off$800

75214 Home Insurance Average Premiums

Local 75214 homeowners insurance quotes comparison

$1386 /yr.

Shows Zip Code: 75214 lowest rates with discounts applied on average.

For the 75214, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1386 /yr.
Average Coverage:$1636 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1936 /yr.

What is the average home insurance cost for a home in 75214?

  • • The average homeowners insurance premium paid annually for a home in 75214 is around $1636 per year.

What does it cost on average per month for home insurance in 75214?

  • • Homeowners in 75214 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 75214?

  • • Autoowners in 75214 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dallas area, check out other zip codes nearby 75214.
Review average rates in another zip code:
75201 homeowners insurance rates
75228 homeowners insurance rates
75204 homeowners insurance rates
75211 homeowners insurance rates
75203 homeowners insurance rates
75251 homeowners insurance rates
75253 homeowners insurance rates
75205 homeowners insurance rates
75209 homeowners insurance rates
75215 homeowners insurance rates

Home Replacement Cost Coverage in 75214

Average Building Cost Per Square Foot in 75214: $129

Location: Dallas, Texas (Dallas County)

Average Square Footage in 75214: 4,362 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 75214 before you start any project. Dallas homeowners pay on average around $129 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 75214 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 75214 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,362 sq. ft. and the average cost to rebuild the home in this area is around $129 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dallas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1294,362$562,700
Additional Upgrades & Added Features$1614,362$703,375
Major Home Updates or Advancements$1944,362$844,050

It's important to understand that when you estimate your replacement cost of your home in the 75214 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 75214

Best Home & Auto Insurance Agencies in 75214

Allstate Insurance Company - John Clayton

Address: 6301 Gaston Ave Dallas, TX 75214
Phone:
Website: http://www.allstateagencies.com/050579?cid=OTC-YP.com-IYP&att=TL
Info:

Kelly Harris-Farmers Insurance

Address: 6500 E Mockingbird Ln, Ste 100 Dallas, TX 75214
Phone:
Website: http://www.farmersagent.com/kharris2
Info:

Goodwin, Gene - Allstate

Address: 6434 E Mockingbird Ln, #207 Dallas, TX 75214
Phone:
Website: http://www.allstateagencies.com/GeneGoodwin/Welcome/
Info:

Mark Clayton - Allstate Agent

Address: 6301 Gaston Ave, Ste 538 Dallas, TX 75214
Phone:
Website: http://www.allstateagencies.com/MarkClayton/Welcome/
Info:

Allstate Insurance CO

Address: 5510 Abrams Rd Dallas, TX 75214
Phone:
Website:
Info:

Housing Demographics for 75214

Population Review for 75214 Zip Code

For the city of Dallas, the population within 75214 has increased to over 38,431 residents in population size. The current population total is 35,664. We have broken down the population based on race below. In 75214, there are over 17537 in male population and 18127 females.

PopulationValues
Total Population35,664
White Population26283
Black Population1779
Hispanic Population6320
Asian Population1002
Hawaiian Population18
Indian Population250
Other Population1908
Male Population17537
Female Population18127
Population Estimate38431

Household Data for 75214

The average number of homes in 75214 is around 16,149, there are an average of 2.20 per household. The average house value according to local real estate values is around $562,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,149
Persons Per Household2.20
Average House Value$562,700
Income Per Household$104583
Median Age37.0
Median Age Male36.9
Median Age Female37.1
75214 DetailsValues
StateTX
State Full NameTexas
City TypeP
City Alias Abbreviation
Area Code214
CityDallas
City Alias NameDALLAS
CountyDallas
County FIPS113
State FIPS48
Time Zone6
Day Light SavingY
MSA1922
PMSA1920
CSA206
CBSA19100
CBSA_DIV19124
CBSA_TypeMetro
CBSA_NameDallas-Fort Worth-Arlington, TX
MSA_NameDallas-Fort Worth, TX CMSA
PMSA_NameDallas, TX PMSA
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses859
Number Of Employees6502
Business First Quarter Payroll68384
Business Annual Payroll319325
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population6371773
CBSA Division Population4230520
Congressional District32
Congressional LandArea185.66
Delivery Residential17469
Delivery Business730
Delivery Total19526
Preferred Last Line KeyW23428
Classification Code
Multi-County
CSA NameDallas-Fort Worth, TX-OK
CBSA_DIV_NameDallas-Plano-Irving, TX
City State KeyW23428
Land Area7.307000
Water Area0.988000
City Alias Code
City Mixed CaseDallas
City Alias Mixed CaseDallas
Box Count436
SFDU11114
MFDU5818
State ANSI48
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number482270
Unique ZIP Name
SSA State County Code45390
Medicare CBSA Code19124
Medicare CBSA NameDallas-Plano-Irving, TX
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Texas Homeowners Insurance News & Information

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]

  • 2024 Average Homeowners Insurance Rate at $2,777 per year  Posted on Tuesday 20th February, 2024

    A recent report by Insurance.com, found that the average homeowners insurance rate in the U.S. came in at $2,777 per year which breaks down to $231 a month. The average was based on coverage levels of $300,000 in dwelling and liability and a $1,000 deductible. When Insurance.com ran the numbers, Oklahoma was the most expensive […]

  • 9% Predicted Jump in Home Insurance Rates in 2023  Posted on Tuesday 25th April, 2023

    According to a new report by online marketplace Insurify, average homeowner insurance premiums are headed up again in 2023. The report predicts that the average cost of homeowners insurance could jump up 9% which translates into about $150 increase for most homeowners. The pain will not be distributed equally, homeowners in some states will see […]

  • Get Cheaper Home Insurance by Using These Great Saving Tips Posted on Friday 19th August, 2022

    Homeowner insurance rates are headed up in many states this year. Colorado’s new average rate is around $3,400, Oklahoma is now $3,300, Tennesse has also moved up on the list to an average home insurance rate of $3,000 per year. Kansas and Texas are both around $2,500 for the year. While your premium may be […]

  • Top 3 Reasons Homeowners Can Expect a 3% to 30% Rate Increase Posted on Monday 18th April, 2022

    Interest rate hike due to inflation percentage rising up, FED, federal reserve or central bank monetary policy, economics or loan concept, businessman archery percentage arrow high up into the sky. There is a good chance that your homeowners insurance premium will be headed up this year. According to a recent S&P Global Market Intelligence report,  homeowners […]

  • Wind & Hail Home Insurance Coverage Guide Posted on Monday 13th September, 2021

    Home in Panama City, Florida suffers from wind and hail damage in 2018. This damaged house is from hurricane Michael. Hailstorms can do a tremendous amount of damage to your house and roof in very short amount of time and if you are not properly insured you could end up having to cover the cost […]

  • Am I underinsured for hurricane damage? Posted on Thursday 26th August, 2021

    Tropical Storm Henri hit the Northeast pretty hard over the last week and for many homeowners the pain caused by the storm could just be getting started. Unfortunately, many homeowners may be underinsured or not have the right coverage in place when it comes to tropical storm and hurricane damage. A recent study by Policygenius […]