Tag Archives: home insurance

Coastal South Carolina Home Insurance Rates

30 Dec
Coastal Charleston, South Carolina

South Carolina is an amazing place to call home. It is overflowing with world-class cities, beautiful beaches, museums, and restaurants. It is truly a wonderful place to live. Unfortunately, some of our beautiful coastal cities, Myrtle Beach, Charleston and Hilton Head as an example come with some pretty high homeowners insurance premiums if you live […]

North Carolina Joint Underwriters and Wind Pool Map Explained

28 Dec
North Carolina Coastal Counties

North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Holden Beach, Oak Island Beach, Calabash, Bald Head Island, […]

Setting Your Deductibles as High as Possible is a Moneysaver

28 Dec
Moneysaver tips for homeowners and insurance deductibles

When it comes to saving money on your home and auto insurance there is a right way and a wrong way to get the job done. Lowering your coverage levels, which puts your financial future at risk, is always a horrible idea. Adjusting your deductibles, which can result in a significant premium decrease is the […]

JD Power Study: Highlights How Insurers Have Been Leaving States

02 Oct

Recently, JD Power released a study that highlights how insurers have been leaving several states. The report looks at the potential opportunity for insurance companies that stay in these states as well as how the decision to leave certain states will impact customer perceptions of their company.  Across the nation, both homeowners and renters are […]

Florida Homeowners Still Waiting for Lower Home Insurance Rates

31 Jul

According to Florida House Speaker Paul Renner, homeowners will have to continue waiting for lower Florida homeowner insurance rates. As premiums continue to soar due to insurers pulling out of the Florida market, local legislators say it will be years before premiums start to decline.  In an interview with House Speaker Paul Renner that aired […]

AirBnB Homeowners Insurance Guide to Renting your Home

24 Jul

If you are considering renting out your home or a portion of your home as a short-term rental, one of your first concerns should be making sure you have the proper homeowners insurance for your rental property.  The proper homeowners insurance coverage will make sure you are fully protected in the case of damage to […]

The Perception of Home Insurance Fraud in Florida: Unraveling the Skepticism

24 May

Florida, renowned for its stunning coastline and warm weather, has long been a popular destination for homeowners. However, amidst the tranquil palm trees and sandy beaches, a notable segment of Floridians holds a deep-seated skepticism towards home insurance companies. While it is essential to acknowledge that not all residents share this sentiment, it is worth […]

How can I get home insurance after non-renewal letter?

12 May

In most cases, when your homeowners insurance policy nears its end date, your insurer will send you a renewal notice to continue your coverage. However, in some situations, you could receive a nonrenewal notice which means your insurance company is no longer interested in having you as a customer.  If your insurer chooses not to […]

Top 5 Reasons Owning a Home is More Expensive than Renting

08 May

According to research from The Ascent, in 2019, homeowners spent an average of $26,418 per year in housing costs, while renters forked up $17,809 a year. Homeowners must spend an additional $8,609 a year according to the data. Homeowners typically have expenses that renter’s don’t have to cover at all or are less expensive for […]