Homeowners insurance is a necessity, but it can also be expensive. According to a recent study, the cost of homeowners insurance has increased about 50 percent over the last decade. Currently, the average annual policy price has hit $952 with some states coming close to an average price of $2,000 a year. We all want […]
Your home is filled with some of the most important things in your life. Your memories, your belongings and of course your family and loved ones. While a homeowners insurance policy will ensure you can afford to replace your belongings and rebuild our home if the worst happens, an alarm system can add an additional […]
There are many ways to lower your homeowners insurance premium but one of the best ways is to raise your deductible. Unfortunately, according to a study by insurancequotes.com, the benefit of raising your deductible can vary dramatically, depending on what state you call home. The difference in savings can be astounding, with North Carolina residents […]
A claim on your auto or homeowners insurance is one of the best ways to jack up your premium. Insurers frown on claims and in almost all cases, your insurance costs will be headed up if you make a claim on your policy, especially if it is a major claim. Unfortunately, there is a good chance you […]
Having your home destroyed by a natural disaster is one of the most stressful things a person can go through in life and unfortunately, dealing with the insurance claim is probably the second most stressful thing someone will have to deal with in their lifetime. While relying on the insurance companies adjuster for a simple […]
Your home is not only the place where you live, raise a family and make memories, in most cases it’s also your biggest and most valuable investment. Properly protecting this investment is a necessity and homeowners insurance can help make sure your home is rebuilt in the event of a disaster. While homeowners insurance offers […]
There is no doubt that insurance company commercials make the homeowners insurance claim process look easy the reality is not always as simple and quick. It’s important to remember that regardless of what your insurer tells you or how long you have known your agent, your insurance company may fight to pay as little as possible […]
In most cases, a home is a person’s biggest asset. It can take years to save up the down payment, find the perfect home, get approved for a loan and finally move into your dream house. Now that you are finally moved in, it’s time to protect your investment with the proper home insurance policy. […]
Choosing a contractor is hard, but one mistake that many homeowners make is hiring a contractor that is not licensed, bonded and insured. Requiring your contractor to provide you with a copy of their license and a current insurance policy will provide you not only with peace of mind, but could potentially save thousands of […]
While home prices continue to rise, the risk of another housing bubble is starting to take shape and with a bubble comes the possibility that it will burst, resulting in th loss of a big chunk of your life savings. Fortunately, or not, depending on how you look at it, there is a new product […]