Here is an often overlooked fact of a typical homeowners policy: Liability coverage is typically capped at $100,000. While it is possible to up your coverage levels to $500,000, few people do it. Even at $500,000, a serious accident on your property will quickly exceed your limits, which is why you may want to consider […]
In the event of a major burglary, fire, flood or other disaster that severely damages your home, one of the first thoughts that will probably go through your head is about your insurance policy. You assume you are covered, call your agent, file a claim, only to get a letter in the mail a few […]
Winter is getting closer every day but just because the temperatures are dropping and the snow will be flying doesn’t mean you have to close up your backyard. A fire pit can make a cold evening an enjoyable adventure and according to landscaping experts, fire pits are gaining in popularity and are a hot choice […]
Homeowners insurance can be a lifesaver if you have the unfortunate luck of being in the way of a tornado, flood, hurricane or your house burns down. In order to make sure you are fully protected it may be necessary to fill in a few gaps in your homeowners protection. Here are three gaps you […]
Halloween is just around the corner and soon tricksters and treaters will be knocking on your door hoping for their favorite candy. While it is always fun to get in the Halloween spirit, homeowners should be careful, as there can be liabilities with this holiday that could result in an expensive claim on your homeowners […]
Despite the fact that the economy has made a comeback and home sales are on the rise, finding a home that you can actually afford can be difficult. Regardless of whether you are newly married, a young professional or an empty nester one of the major questions you will be faced with when trying to […]
Homeowners insurance is key to keeping your biggest asset safe and providing you with peace of mind. While most of us shop for coverage based on price, the reputation and strength of the company underwriting the policy are just as important. There is no point in protecting your home if when you go to make […]
Imagine this: You are hosting the annual neighborhood Christmas party and one of your guests slips and falls on your icy sidewalk. They are severely injured, requiring a month of hospitalization along with substantial physical therapy. Before you know it, a lawsuit is filed and you are on the hook for a couple of million […]
While solar panels are not yet a mainstream source of power there are getting much closer. More and more people are putting panels on their roof to power their homes and even sell power back to the local utility. According to GTM Research, a new solar system was installed every four minutes in 2013, and […]
We are a nation of hoarders, and for many of us, our house just isn’t big enough to store all of our treasures, we need a little extra space. This is why roughly 10 percent of all American households rent a storage unit according to the Self Storage Association (SSA.). But what happens if your […]