Hardwood floors can be expensive to repair or replace if they are damaged and a question that many homeowners have is whether or not hardwood floors are covered by their homeowners insurance. The good news is that in most cases, your damage will be covered as long as it is caused by a covered peril. […]
Bundling insurance policies simply means buying different types of insurance policies from the same insurance company. The most common type of bundling is usually a car insurance and home insurance policy, but bundling can include other policy types such as life insurance or even an umbrella policy. However, while bundling is a pretty common tactic, […]
Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year. As usual, Florida is at the top of the […]
Homeowners insurance is a must have to protect your home as well as your possessions. However, what if it’s a home that you don’t live in permanently, such as a rental or sublet, second home or other property that you don’t occupy on a regular basis, does it still need to be protected by homeowners […]
Shopping for homeowners insurance can be a somewhat tedious undertaking but one that is extremely important to fully protecting your home. When shopping for coverage you will need to gather the personal information the insurer will need to set your premium, compare those quotes and then finalize your coverage. If your home is in a […]
Having to deal with a home insurance claim can be frustrating and time consuming. Regardless of whether your home suffered a fire, burglary or other major cataphoric event, repairing your home and replacing your personal possessions that were damaged or destroyed will be your first priority. If you are a hunter or sport shooter, it […]
In most cases, when your homeowners insurance policy nears its end date, your insurer will send you a renewal notice to continue your coverage. However, in some situations, you could receive a nonrenewal notice which means your insurance company is no longer interested in having you as a customer. If your insurer chooses not to […]
Homeowners insurance can be a financial lifesaver if your home is damaged or destroyed by a covered peril. However, once you make a claim on your policy, there is a good chance that your premium will be headed up. It is always a good idea to understand what happens after you file a claim and […]
Insuring a home is an essential step for any homeowner, but the cost of insurance can vary significantly depending on several factors. One of the most important factors is the value or replacement cost coverage of the property being insured. In this article, we will discuss what it costs to insure a $400,000 house, the […]
The quick answer to the question “is foundation damage covered by your homeowners insurance” is yes. In most cases any damage to your foundation would be covered unless it is specifically excluded in the policy wording. It should be noted that damage from flooding or earthquakes is almost always excluded from a standard homeowner’s insurance […]