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Why is Florida homeowners insurance so expensive?

22 Sep
A,Young,Couple,Going,Through,Their,Financial,Records,In,The

Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]

How long does it take to finalize a homeowners insurance policy?

14 Jul
Young,Woman,Holding,Credit,Card,And,Using,Laptop,Computer.,Businesswoman

Shopping for homeowners insurance can be a somewhat tedious undertaking but one that is extremely important to fully protecting your home. When shopping for coverage you will need to gather the personal information the insurer will need to set your premium, compare those quotes and then finalize your coverage. If your home is in a […]

I own a gun, do I need firearm insurance?

08 Jul
Young,People,On,Tactical,Gun,Training,Classes.,Shooting,And,Weapons.

Having to deal with a home insurance claim can be frustrating and time consuming. Regardless of whether your home suffered a fire, burglary or other major cataphoric event, repairing your home and replacing your personal possessions that were damaged or destroyed will be your first priority.  If you are a hunter or sport shooter, it […]

How can I get home insurance after non-renewal letter?

12 May
Happy,Couple,Of,Tenants,,Homeowners,Doing,Domestic,Paperwork,,Reading,Paper

In most cases, when your homeowners insurance policy nears its end date, your insurer will send you a renewal notice to continue your coverage. However, in some situations, you could receive a nonrenewal notice which means your insurance company is no longer interested in having you as a customer.  If your insurer chooses not to […]

What does it cost to insure a $400,000 house?

24 Apr
Big,Luxury,,Modern,House,At,Dusk,,Night,Time,In,Suburbs

Insuring a home is an essential step for any homeowner, but the cost of insurance can vary significantly depending on several factors. One of the most important factors is the value or replacement cost coverage of the property being insured. In this article, we will discuss what it costs to insure a $400,000 house, the […]

Does my home insurance cover foundation damage?

14 Apr
Worker,Applies,Bitumen,Mastic,On,The,Foundation

The quick answer to the question “is foundation damage covered by your homeowners insurance” is yes. In most cases any damage to your foundation would be covered unless it is specifically excluded in the policy wording. It should be noted that damage from flooding or earthquakes is almost always excluded from a standard homeowner’s insurance […]

Your Loss Assessment Coverage Guide

06 Apr
Close-up,Of,House,Model,Over,Hoa,Blocks,In,Front,Of

Regardless of whether you live in a townhome, a single-family home or a condo there is the possibility that your property is part of a homeowners association (HOA). An HOA is simply an association based in your neighborhood that is responsible for overseeing the maintenance of common areas, certain amenities, and services in your neighborhood. […]