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Will Florida homeowners insurance cover an Irma-related special assessment?

31 Oct
Florida Condo Insurance

Hurricane Irma did some major damage to the Sunshine State. According to the most recent estimates, the total for both insured and uninsured loss could be as high as $42 to $65 billion. This figure includes both residential and commercial property losses. If you were unlucky enough to experience damage to your home, you probably […]

How Fire Damage is Handled by Homeowners Insurance Companies

24 Oct
Home fires and homeowners insurance coverage protection

The fires in California have killed at least 41 people, burned roughly 217,000 acres and completely destroyed 5,700 structures. While there is no way to put a completely accurate figure on the damages just yet, State Sen. Mike McGuire said in a recent interview that damage could easily exceed $3 billion. We thought this might […]

The True Cost of Homeownership

12 Oct
Homeownership Cost and Home Buying Tips

Homeownership comes with a variety of advantages. You are investing in a property and gaining equity instead of forking over rent to a landlord every month, you have a house you can call your own as well as a pretty nice tax deduction every year. However, it’s not all upside when it comes to homeownership […]

Does the association’s insurance cover hurricane damages to building exteriors?

27 Sep
St. Petersburg Florida Condo Insurance

Since Hurricane Irma, we have received a number of questions regarding homeowners insurance and what is covered. We thought this week we would look at the question of who pays for damage to the outside of a condominium building and whose insurance covers any damage done to the interior of a unit. This issue came […]

Hurricane Irma’s Top Home Insurance Questions & Tips

12 Sep
Homeowners Questions After Hurricane Irma

Hurricane Irma and Harvey have done billions of dollars in damage and if your home was uninsured when the storm hit, you will be on the hook for the cost of rebuilding. In the days leading up to the storms hitting, most insurers stopped writing homeowner and car insurance polices in the areas most likely […]

Update on Irma: Florida’s Home & Flood Insurance Coverage Options

11 Sep
Irma Passing through Florida

Hurricane Harvey has done a massive amount of damage, in fact it is too early to even get a sense of the total costs of this hurricane. Adding insult to injury is the fact that Hurricane Irma is now bearing down on the Florida Keys and parts of mainland Florida. If your home is located […]

How to Match Property Damage Claims & Repairs

31 Aug
Insurance Claims Matching Home Repairs

Imagine this: A hailstorm rolls through town and does serious damage to the siding on your house. The hail only damages one side of your home while the other three are just fine. Your insurance company agrees to replace the damaged siding but when the repairs begin it turns out that the color of your […]

Why Isn’t Filing a Homeowners Insurance Claim as Easy as Auto Insurance?

15 Aug
Homeowners Insurance Claims Versus Auto Insurance Claims

Most of us file our homeowners insurance policy in the back of the filing cabinet until we need to make a claim. In many cases, that policy will stay in the filing cabinet and out of sight for quite a long time as the majority of homeowners rarely make a claim on their policy. According […]

Before You Buy, Easily Check The History Of Your Home With CLUE!

04 Aug
Using CLUE to research new home

Shopping for a new home is always a challenge and fraught with pitfalls. While the house may look perfect on paper there can be major expenses lurking in the walls or mechanicals. It’s always a good idea to check into the history of the home before closing on any house. Luckily there is a tool […]