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Climate Change Causing Extremely High Impact on Home Insurance Coverage Availability

15 Oct
texas-flooding-insurance

Many homes destroyed in central Texas flooding due to severe weather. As climate change starts to take its toll on the environment, it is beginning to impact homeowner’s insurance. If you were recently dropped by your insurance company or have seen a dramatic increase in your homeowners premium, you are not alone and there is […]

Review of the Highest Home Insurance Rates

08 Apr
islamorada-coastline

A beautiful view of the Islamorada coastline. Also known by Florida homeowners as the highest homeowners insurance rates in the country. According to a recent Insurance.com rate analysis, the highest homeowner insurance rates in the country are in zip code 33070 which encompasses Islamorada Village of Islands, on Plantation Key in Florida. Second place in this dubious honor […]

Texas Homeowners Discover Fault In Their Home Warranty

05 Feb
texas-home-warranty

Texas homeowners are finding out that their home warranty may not be there when they need it the most. According to a recent Click2Houston.com article, Houston resident Jena Goetz learned a hard lesson about home warranties when her air conditioner system went out last summer. The repairman sent by the warranty company claimed she needed […]

Texas Home Sellers Must Disclose More About The Risk Of Flooding

08 Nov
austin-texas-home-flood-insurance

Homeowners in East Austin have seen flood issues become much more serious over the past decades, despite the fact that the city built a flood wall roughly 15 years ago. As climate change has warmed the atmosphere, storms have become more intense, releasing much higher rates of rainfall which has drastically increased the risk of […]

What Does Insurance Cover After a Natural Disaster

06 Sep
hurricane-dorian-carolinas

Hurricane Dorian approaching the Carolinas – September 5, 2019 Hurricane Dorian did major damage in the Bahamas and is currently lashing out at the Carolinas. If your home has been damaged or destroyed by Dorian or another major weather event, you probably have questions about just what your homeowners insurance will cover. We are here […]

Seven Most Common Questions We Get About Flood Insurance

17 May
flood-insurance-good-idea

Even if you live outside of a high-risk flood zone you should consider flood coverage. According to government statistics, over 20 percent of flood claims come from properties outside of high-risk flood zones. Spring is here which brings flood danger to many parts of the country. If you live in an area where flooding is […]

Homeowners Insurance Rates Have Gone Up In Every State

13 May
rising-home-insurance-rates

If your homeowners insurance premium has been on an upward trajectory for the last few years, you are not alone. A recent study discovered that homeowners insurance rates have gone up in every state over the last decade and in the midwest the rate increases have been pretty dramatic. The reason for these rate increases […]

New Texas Homeowners Policy Includes Flood Coverage

12 Apr
texas-home-flood-coverage

Texas homeowners may have a new option when it comes to flood insurance. While flood coverage is always excluded from a standard homeowners policy, the Woodlands Insurance Co. which is located in Woodlands, Texas is offering a Texas homeowners policy that includes flood insurance coverage to all households that qualify.  The coverage can vary depending […]

Texas Homeowners Could Witness Insurance Rate Increase

11 Mar
austin-texas-skyline

Colors of hope along the downtown Austin, Texas area skyline. Texas homeowners could be seeing a premium hike or increase in deductibles this year according to a recent Insurance Journal article. Insurance companies that sell homeowners insurance in Texas have been filing for rate increases with the state regulators over the last couple of years […]