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Home Insurance Quotes in 85215

Are you shopping for a cheaper homeowners insurance rate in 85215? Our rates are very competitive for homeowners living in Mesa, AZ. Many homeowners located in the 85215 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 85215. To get free 85215 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 85215 zip code should appear in the zip code field ready to go. Shopping Mesa, AZ Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 85215 to review the best rate coverages.

Your 85215 Home Insurance Costs Is Rated: Very Low!

For the great city of Mesa, the average home insurance premium paid annually is around $680 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Arizona specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Mesa and need insurance on your home in the 85215 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 85215 Homeowners Insurance Rates Now!

85215 Home Insurance Average Premiums

Local 85215 homeowners insurance quotes comparison

$430 /yr.

Shows Zip Code: 85215 lowest rates with discounts applied on average.

For the 85215, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$430 /yr.
Average Coverage:$680 /yr.
2600 sq. ft. or higher
(all discounts applied)
$980 /yr.

What is the average home insurance cost for a home in 85215?

  • • The average homeowners insurance premium paid annually for a home in 85215 is around $680 per year.

What does it cost on average per month for home insurance in 85215?

  • • Homeowners in 85215 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 85215?

  • • Autoowners in 85215 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mesa area, check out other zip codes nearby 85215.
Review average rates in another zip code:
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85202 homeowners insurance rates
85206 homeowners insurance rates

Home Replacement Cost Coverage in 85215

Average Building Cost Per Square Foot in 85215: $161

Location: Mesa, Arizona (Maricopa County)

Average Square Footage in 85215: 1,814 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85215 before you start any project. Mesa homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85215 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85215 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,814 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mesa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,814$292,000
Additional Upgrades & Added Features$2011,814$365,000
Major Home Updates or Advancements$2421,814$438,000

It's important to understand that when you estimate your replacement cost of your home in the 85215 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85215

Allstate Insurance - John Lawlor

Address: 4710 E Falcon Dr #104 Mesa, AZ 85215
Phone: (480)807-0675
Website:

Best Home & Auto Insurance Agencies in 85215

Allstate Insurance Companies

Address: 3654 N Power Rd Mesa, AZ 85215
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance - John Lawlor

Address: 4710 E Falcon Dr, #Dr-104 Mesa, AZ 85215
Phone:
Website:
Info:

Allstate Insurance-Paul Fox - Fox Agency- LLC

Address: 6025 E McKellips Rd, #101 Mesa, AZ 85215
Phone:
Website:
Info:

Farmers Insurance Steve Hintz Agency

Address: 5616 E McKellips Rd Mesa, AZ 85215
Phone:
Website:
Info:

Scott Frindell Ins Agcy Inc - State Farm Insurance Agent

Address: 2733 N Power Rd, #106 Mesa, AZ 85215
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 85215

Population Review for 85215 Zip Code

For the city of Mesa, the population within 85215 has increased to over 19,576 residents in population size. The current population total is 16,461. We have broken down the population based on race below. In 85215, there are over 7875 in male population and 8586 females.

PopulationValues
Total Population16,461
White Population13870
Black Population240
Hispanic Population1735
Asian Population325
Hawaiian Population7
Indian Population178
Other Population554
Male Population7875
Female Population8586
Population Estimate19576

Household Data for 85215

The average number of homes in 85215 is around 7,459, there are an average of 2.18 per household. The average house value according to local real estate values is around $292,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,459
Persons Per Household2.18
Average House Value$292,000
Income Per Household$76639
Median Age56.3
Median Age Male54.3
Median Age Female57.8
85215 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code480
CityMesa
City Alias NameMESA
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses696
Number Of Employees11640
Business First Quarter Payroll125756
Business Annual Payroll540362
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District01|04|05
Congressional LandArea55039.61|33199.45|293.47
Delivery Residential8980
Delivery Business763
Delivery Total9430
Preferred Last Line KeyZ10675
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10675
Land Area82.830000
Water Area2.381000
City Alias Code
City Mixed CaseMesa
City Alias Mixed CaseMesa
Box Count0
SFDU3031
MFDU2111
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number035217
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]