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Homeowners Insurance in 85213

For homeowners living in 85213, you want more affordable home insurance rates in Mesa, right? Our rates are very competitive for homeowners living in the great city of Mesa, AZ. Many homeowners living in the 85213 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 85213 should appear in the zip code field ready to go. Comparing Mesa, AZ Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

85213 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Mesa pay around $587 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Arizona home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 85213 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Mesa homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Arizona home insurance premium today!

Get 85213 Homeowners Insurance Rates Now!

85213 Home Insurance Average Premiums

Local 85213 homeowners insurance quotes comparison

$337 /yr.

Shows Zip Code: 85213 lowest rates with discounts applied on average.

For the 85213, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$337 /yr.
Average Coverage:$587 /yr.
2600 sq. ft. or higher
(all discounts applied)
$887 /yr.

What is the average home insurance cost for a home in 85213?

  • • The average homeowners insurance premium paid annually for a home in 85213 is around $587 per year.

What does it cost on average per month for home insurance in 85213?

  • • Homeowners in 85213 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 85213?

  • • Autoowners in 85213 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mesa area, check out other zip codes nearby 85213.
Review average rates in another zip code:
85204 homeowners insurance rates
85202 homeowners insurance rates
85209 homeowners insurance rates
85212 homeowners insurance rates
85215 homeowners insurance rates
85210 homeowners insurance rates
85205 homeowners insurance rates
85213 homeowners insurance rates
85206 homeowners insurance rates
85203 homeowners insurance rates

Home Replacement Cost Coverage in 85213

Average Building Cost Per Square Foot in 85213: $161

Location: Mesa, Arizona (Maricopa County)

Average Square Footage in 85213: 1,957 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85213 before you start any project. Mesa homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85213 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85213 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,957 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mesa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,957$315,000
Additional Upgrades & Added Features$2011,957$393,750
Major Home Updates or Advancements$2421,957$472,500

It's important to understand that when you estimate your replacement cost of your home in the 85213 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85213

Best Home & Auto Insurance Agencies in 85213

Allstate Insurance Companies

Address: 2860 E McKellips Rd Mesa, AZ 85213
Phone:
Website: http://www.allstateagencies.com
Info:

Taylor- Cie

Address: 2801 E McKellips Rd Mesa, AZ 85213
Phone:
Website:
Info:

Housing Demographics for 85213

Population Review for 85213 Zip Code

For the city of Mesa, the population within 85213 has increased to over 41,602 residents in population size. The current population total is 36,572. We have broken down the population based on race below. In 85213, there are over 17773 in male population and 18799 females.

PopulationValues
Total Population36,572
White Population27601
Black Population1036
Hispanic Population6439
Asian Population873
Hawaiian Population176
Indian Population718
Other Population2423
Male Population17773
Female Population18799
Population Estimate41602

Household Data for 85213

The average number of homes in 85213 is around 13,053, there are an average of 2.78 per household. The average house value according to local real estate values is around $315,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,053
Persons Per Household2.78
Average House Value$315,000
Income Per Household$87268
Median Age38.7
Median Age Male37.7
Median Age Female39.6
85213 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code480
CityMesa
City Alias NameMESA
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses699
Number Of Employees6191
Business First Quarter Payroll55129
Business Annual Payroll237344
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District01|04
Congressional LandArea55039.61|33199.45
Delivery Residential14965
Delivery Business366
Delivery Total20829
Preferred Last Line KeyZ10675
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10675
Land Area9.218000
Water Area0.031000
City Alias Code
City Mixed CaseMesa
City Alias Mixed CaseMesa
Box Count0
SFDU7469
MFDU4239
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number035217
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

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  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

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