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Homeowners Insurance in 85212

In Mesa, AZ, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 85212 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 85212 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 85212 should appear in the zip code field ready to go.

85212 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Arizona, you are going to see rates around the average home insurance premium per year of $685. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Mesa home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 85212 Home Insurance Rates Now!

Best 3 Options to Compare in 85212

If you want homeowners insurance quotes within the city of Mesa or in the 85212 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Mesa, AZ.

85212 Home Insurance Average Premiums

Local 85212 homeowners insurance quotes comparison

$435 /yr.

Shows Zip Code: 85212 lowest rates with discounts applied on average.

For the 85212, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$435 /yr.
Average Coverage:$685 /yr.
2600 sq. ft. or higher
(all discounts applied)
$985 /yr.

What is the average home insurance cost for a home in 85212?

  • • The average homeowners insurance premium paid annually for a home in 85212 is around $685 per year.

What does it cost on average per month for home insurance in 85212?

  • • Homeowners in 85212 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 85212?

  • • Autoowners in 85212 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mesa area, check out other zip codes nearby 85212.
Review average rates in another zip code:
85209 homeowners insurance rates
85210 homeowners insurance rates
85215 homeowners insurance rates
85202 homeowners insurance rates
85208 homeowners insurance rates
85213 homeowners insurance rates
85205 homeowners insurance rates
85203 homeowners insurance rates
85201 homeowners insurance rates
85204 homeowners insurance rates

Home Replacement Cost Coverage in 85212

Average Building Cost Per Square Foot in 85212: $161

Location: Mesa, Arizona (Maricopa County)

Average Square Footage in 85212: 2,283 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85212 before you start any project. Mesa homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85212 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85212 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,283 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mesa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1612,283$367,500
Additional Upgrades & Added Features$2012,283$459,375
Major Home Updates or Advancements$2422,283$551,250

It's important to understand that when you estimate your replacement cost of your home in the 85212 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85212

Best Home & Auto Insurance Agencies in 85212

Allstate Auto Insurance

Address: 8257 E Guadalupe Rd Mesa, AZ 85212
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 4135 S Power Rd Mesa, AZ 85212
Phone:
Website: http://www.allstateagencies.com
Info:

Geico Insurance

Address: 6755 E Williams Field Rd Mesa, AZ 85212
Phone:
Website:
Info:

Housing Demographics for 85212

Population Review for 85212 Zip Code

For the city of Mesa, the population within 85212 has increased to over 63,793 residents in population size. The current population total is 48,422. We have broken down the population based on race below. In 85212, there are over 23932 in male population and 24490 females.

PopulationValues
Total Population48,422
White Population35515
Black Population1841
Hispanic Population8711
Asian Population2040
Hawaiian Population175
Indian Population468
Other Population2440
Male Population23932
Female Population24490
Population Estimate63793

Household Data for 85212

The average number of homes in 85212 is around 15,064, there are an average of 3.17 per household. The average house value according to local real estate values is around $367,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,064
Persons Per Household3.17
Average House Value$367,500
Income Per Household$109122
Median Age34.2
Median Age Male33.2
Median Age Female35.0
85212 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code480
CityMesa
City Alias NameMESA
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses798
Number Of Employees9396
Business First Quarter Payroll107694
Business Annual Payroll476608
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District05
Congressional LandArea293.47
Delivery Residential20124
Delivery Business590
Delivery Total20578
Preferred Last Line KeyZ10675
Classification Code
Multi-CountyY
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10675
Land Area38.576000
Water Area0.030000
City Alias Code
City Mixed CaseMesa
City Alias Mixed CaseMesa
Box Count0
SFDU147
MFDU14332
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number035217
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]