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Home Insurance Rates in 85210

For homeowners shopping online in 85210, our insurance rates are very competitive for homeowners living in Mesa, AZ. Many homeowners based out of the great city of Mesa have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Arizona licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 85210, simply click the "Get Multiple Quotes Now" button. Your 85210 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Mesa, AZ Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

85210 Home Insurance Rating is: Very Low!

If you live in 85210, you can easily save up to 40% off the average home insurance premium of $646 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Mesa can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 85210 today!

Get Multiple Home Insurance Rates in 85210!

85210 Home Insurance Average Premiums

Local 85210 homeowners insurance quotes comparison

$396 /yr.

Shows Zip Code: 85210 lowest rates with discounts applied on average.

For the 85210, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$396 /yr.
Average Coverage:$646 /yr.
2600 sq. ft. or higher
(all discounts applied)
$946 /yr.

What is the average home insurance cost for a home in 85210?

  • • The average homeowners insurance premium paid annually for a home in 85210 is around $646 per year.

What does it cost on average per month for home insurance in 85210?

  • • Homeowners in 85210 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 85210?

  • • Autoowners in 85210 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mesa area, check out other zip codes nearby 85210.
Review average rates in another zip code:
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85208 homeowners insurance rates

Home Replacement Cost Coverage in 85210

Average Building Cost Per Square Foot in 85210: $161

Location: Mesa, Arizona (Maricopa County)

Average Square Footage in 85210: 1,436 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85210 before you start any project. Mesa homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85210 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85210 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,436 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mesa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,436$231,200
Additional Upgrades & Added Features$2011,436$289,000
Major Home Updates or Advancements$2421,436$346,800

It's important to understand that when you estimate your replacement cost of your home in the 85210 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85210

Hilb Rogal & Hamilton

Address: 1220 S Alma School Rd Mesa, AZ 85210
Phone: (480)834-1300
Website:

Allstate Insurance-John Nielson

Address: 2815 S Alma School Rd Ste 127b Mesa, AZ 85210
Phone: (480)345-6553
Website: agent.allstate.com/45237

Best Home & Auto Insurance Agencies in 85210

Kirk Schermann

Address: 2828 S Country Club Dr Mesa, AZ 85210
Phone:
Website:
Info:

American Family Insurance NATE Sanders

Address: 1220 S Alma School Rd, #204 Mesa, AZ 85210
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

A Angerer Insurance Agency

Address: 3050 S Country Club Dr, #24 Mesa, AZ 85210
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 40 W Baseline Rd Mesa, AZ 85210
Phone:
Website: http://www.allstateagencies.com
Info:

Cho- Thomas W - State Farm Insurance Agent

Address: 1660 S Alma School Rd, #218 Mesa, AZ 85210
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 85210

Population Review for 85210 Zip Code

For the city of Mesa, the population within 85210 has increased to over 40,372 residents in population size. The current population total is 40,351. We have broken down the population based on race below. In 85210, there are over 20517 in male population and 19834 females.

PopulationValues
Total Population40,351
White Population19268
Black Population2720
Hispanic Population17661
Asian Population1199
Hawaiian Population197
Indian Population1819
Other Population8734
Male Population20517
Female Population19834
Population Estimate40372

Household Data for 85210

The average number of homes in 85210 is around 15,481, there are an average of 2.57 per household. The average house value according to local real estate values is around $231,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,481
Persons Per Household2.57
Average House Value$231,200
Income Per Household$49598
Median Age31.6
Median Age Male31.4
Median Age Female31.9
85210 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code480/928
CityMesa
City Alias NameMESA
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1353
Number Of Employees22464
Business First Quarter Payroll253356
Business Annual Payroll1151325
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District04
Congressional LandArea33199.45
Delivery Residential15709
Delivery Business1827
Delivery Total25962
Preferred Last Line KeyZ10675
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10675
Land Area6.682000
Water Area0.007000
City Alias Code
City Mixed CaseMesa
City Alias Mixed CaseMesa
Box Count0
SFDU5464
MFDU8491
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number035217
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]