Get multiple home insurance quotes in 85202. Our licensed 85202, AZ agents are ready to serve you.

Searching for Homeowners Insurance in 85202

If you are a homeowners that lives in 85202 you may be searching for more affordable homeowners insurance in Mesa. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Mesa, AZ. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Arizona licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 85202 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mesa, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 85202 Home Insurance Costs: very low!

In Mesa, homeowners are paying roughly $600 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 85202 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Mesa are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 85202 policy right now!

85202 Home Insurance Average Premiums

Local 85202 homeowners insurance quotes comparison

$350 /yr.

Shows Zip Code: 85202 lowest rates with discounts applied on average.

For the 85202, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$350 /yr.
Average Coverage:$600 /yr.
2600 sq. ft. or higher
(all discounts applied)
$900 /yr.

What is the average home insurance cost for a home in 85202?

  • • The average homeowners insurance premium paid annually for a home in 85202 is around $600 per year.

What does it cost on average per month for home insurance in 85202?

  • • Homeowners in 85202 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 85202?

  • • Autoowners in 85202 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mesa area, check out other zip codes nearby 85202.
Review average rates in another zip code:
85202 homeowners insurance rates
85201 homeowners insurance rates
85210 homeowners insurance rates
85205 homeowners insurance rates
85215 homeowners insurance rates
85209 homeowners insurance rates
85204 homeowners insurance rates
85207 homeowners insurance rates
85208 homeowners insurance rates
85203 homeowners insurance rates

Home Replacement Cost Coverage in 85202

Average Building Cost Per Square Foot in 85202: $161

Location: Mesa, Arizona (Maricopa County)

Average Square Footage in 85202: 1,601 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85202 before you start any project. Mesa homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85202 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85202 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,601 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mesa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,601$257,700
Additional Upgrades & Added Features$2011,601$322,125
Major Home Updates or Advancements$2421,601$386,550

It's important to understand that when you estimate your replacement cost of your home in the 85202 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85202

Allstate Insurance - Lino De La Cruz

Address: 2620 W Baseline Rd Mesa, AZ 85202
Phone: (480)775-0269
Website:

Best Home & Auto Insurance Agencies in 85202

Woodard- Sharon L - State Farm Insurance Agent

Address: 2210 W Southern Ave Mesa, AZ 85202
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Michael Amos Ins Agcy Inc - State Farm Insurance Agent

Address: 1731 W Baseline Rd, #106 Mesa, AZ 85202
Phone:
Website:
Info:

Able Slaughter & Assoc Ins

Address: 1938 S Dobson Rd, #Rd-4 Mesa, AZ 85202
Phone:
Website: http://www.ableslaughter.com
Info:

Allstate Insurance - Lino De La Cruz

Address: 2620 W Baseline Rd Mesa, AZ 85202
Phone:
Website:
Info:

Housing Demographics for 85202

Population Review for 85202 Zip Code

For the city of Mesa, the population within 85202 has increased to over 40,709 residents in population size. The current population total is 39,626. We have broken down the population based on race below. In 85202, there are over 19677 in male population and 19949 females.

PopulationValues
Total Population39,626
White Population22954
Black Population2967
Hispanic Population11107
Asian Population1573
Hawaiian Population293
Indian Population2073
Other Population4701
Male Population19677
Female Population19949
Population Estimate40709

Household Data for 85202

The average number of homes in 85202 is around 16,689, there are an average of 2.37 per household. The average house value according to local real estate values is around $257,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,689
Persons Per Household2.37
Average House Value$257,700
Income Per Household$56652
Median Age33.6
Median Age Male32.9
Median Age Female34.6
85202 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code480/928
CityMesa
City Alias NameMESA
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses906
Number Of Employees15591
Business First Quarter Payroll196180
Business Annual Payroll822895
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District04
Congressional LandArea33199.45
Delivery Residential17177
Delivery Business963
Delivery Total20272
Preferred Last Line KeyZ10675
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10675
Land Area6.236000
Water Area0.124000
City Alias Code
City Mixed CaseMesa
City Alias Mixed CaseMesa
Box Count0
SFDU6939
MFDU7631
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number035217
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

  • Largest Insurer in California – Travelers Announces Home Insurance Rates Going Up 15% Posted on Monday 20th May, 2024

    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]