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Quickly Revew Homeowners Insurance in 85201

If you own a home in Mesa, AZ you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 85201 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Arizona licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 85201 and start comparing rates now.

85201 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 85201 is $662 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 85201 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mesa, AZ home insurance quotes in your local city and review the most competitive coverages and premiums.

85201 Home Insurance Average Premiums

Local 85201 homeowners insurance quotes comparison

$412 /yr.

Shows Zip Code: 85201 lowest rates with discounts applied on average.

For the 85201, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$412 /yr.
Average Coverage:$662 /yr.
2600 sq. ft. or higher
(all discounts applied)
$962 /yr.

What is the average home insurance cost for a home in 85201?

  • • The average homeowners insurance premium paid annually for a home in 85201 is around $662 per year.

What does it cost on average per month for home insurance in 85201?

  • • Homeowners in 85201 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 85201?

  • • Autoowners in 85201 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Mesa, check out other zip codes nearby 85201.
To review average rates in another zip code, click on a zip code below:
85201  |  85208  |  85212  |  85209  |  85205  |  85203  |  85213  |  85210  |  85207  |  85206  | 

Home Replacement Cost Coverage in 85201

Average Building Cost Per Square Foot in 85201: $161

Location: Mesa, Arizona (Maricopa County)

Average Square Footage in 85201: 1,260 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 85201 before you start any project. Mesa homeowners pay on average around $161 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 85201 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 85201 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,260 sq. ft. and the average cost to rebuild the home in this area is around $161 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mesa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1611,260$202,900
Additional Upgrades & Added Features$2011,260$253,625
Major Home Updates or Advancements$2421,260$304,350

It's important to understand that when you estimate your replacement cost of your home in the 85201 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 85201

Bretz Insurance Agency

Address: 54 West Main Street Suite 4 Mesa, AZ 85201
Phone: (480)898-1999
Website: www.bretzagency.com

Best Home & Auto Insurance Agencies in 85201

Allstate Insurance Companies

Address: 323 E Brown Rd Mesa, AZ 85201
Phone:
Website: http://www.allstateagencies.com
Info:

Rivera- Pete A - State Farm Insurance Agent

Address: 104 W Main St Mesa, AZ 85201
Phone:
Website:
Info:

Heraty- Ronald L

Address: 827 N Country Club Dr Mesa, AZ 85201
Phone:
Website:
Info:

Bretz Insurance Agency

Address: 54 W Main St, #4 Mesa, AZ 85201
Phone:
Website: http://www.bretzagency.com
Info:

Geico Insurance

Address: 25 W Pepper Pl Mesa, AZ 85201
Phone:
Website:
Info:

Housing Demographics for 85201

Population Review for 85201 Zip Code

For the city of Mesa, the population within 85201 has increased to over 52,349 residents in population size. The current population total is 51,187. We have broken down the population based on race below. In 85201, there are over 25446 in male population and 25741 females.

PopulationValues
Total Population51,187
White Population25669
Black Population3431
Hispanic Population20095
Asian Population1260
Hawaiian Population210
Indian Population2999
Other Population10315
Male Population25446
Female Population25741
Population Estimate52349

Household Data for 85201

The average number of homes in 85201 is around 20,074, there are an average of 2.49 per household. The average house value according to local real estate values is around $202,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,074
Persons Per Household2.49
Average House Value$202,900
Income Per Household$49844
Median Age32.4
Median Age Male31.6
Median Age Female33.4
85201 DetailsValues
StateAZ
State Full NameArizona
City TypeP
City Alias Abbreviation
Area Code480/928
CityMesa
City Alias NameMESA
CountyMaricopa
County FIPS013
State FIPS04
Time Zone7
Day Light SavingN
MSA6200
PMSA
CSA429
CBSA38060
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePhoenix-Mesa-Chandler, AZ
MSA_NamePhoenix-Mesa, AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses956
Number Of Employees15932
Business First Quarter Payroll170460
Business Annual Payroll717074
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4192887
CBSA Division Population0
Congressional District01|04
Congressional LandArea55039.61|33199.45
Delivery Residential21024
Delivery Business1085
Delivery Total21951
Preferred Last Line KeyZ10675
Classification Code
Multi-County
CSA NamePhoenix-Mesa, AZ
CBSA_DIV_Name
City State KeyZ10675
Land Area9.453000
Water Area0.120000
City Alias Code
City Mixed CaseMesa
City Alias Mixed CaseMesa
Box Count0
SFDU6972
MFDU11273
State ANSI04
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number035217
Unique ZIP Name
SSA State County Code03060
Medicare CBSA Code38060
Medicare CBSA NamePhoenix-Mesa-Chandler, AZ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseMaricopa

Arizona Homeowners Insurance News & Information

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  • How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025

    According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common.  In a recent AOL.com article, Paul Burns commented on how he had […]

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

    Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]