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Compare 22046 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Falls Church just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 6,933 neighbors looking to save on their home insurance policy in the local 22046 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 22046. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Virginia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Falls Church, VA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Falls Church, VA

22046 Home Insurance Average Premiums

Local 22046 homeowners insurance quotes comparison

$485 /yr.

Shows Zip Code: 22046 lowest rates with discounts applied on average.

For the 22046, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$485 /yr.
Average Coverage:$735 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1035 /yr.

What is the average home insurance cost for a home in 22046?

  • • The average homeowners insurance premium paid annually for a home in 22046 is around $735 per year.

What does it cost on average per month for home insurance in 22046?

  • • Homeowners in 22046 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 22046?

  • • Autoowners in 22046 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Falls Church area, check out other zip codes nearby 22046.
Review average rates in another zip code:
22041 homeowners insurance rates
22046 homeowners insurance rates
22044 homeowners insurance rates
22042 homeowners insurance rates
22043 homeowners insurance rates

Home Replacement Cost Coverage in 22046

Average Building Cost Per Square Foot in 22046: $163

Location: Falls Church, Virginia (Falls Church City County)

Average Square Footage in 22046: 4,898 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22046 before you start any project. Falls Church homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22046 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22046 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,898 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Falls Church area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1634,898$798,400
Additional Upgrades & Added Features$2044,898$998,000
Major Home Updates or Advancements$2454,898$1,197,600

It's important to understand that when you estimate your replacement cost of your home in the 22046 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22046

Martin & Associates

Address: 105 North Virginia Avenue Falls Church, VA 22046
Phone: (703)241-2134
Website:

Best Home & Auto Insurance Agencies in 22046

Noemi Ramos - Allstate Agent

Address: 112 E Broad St Falls Church, VA 22046
Phone:
Website: http://www.allstateagencies.com/NoemiRamos/Welcome/
Info:

Robert W Pierce Ins Agy Inc - Nationwide Insurance

Address: 410 S Washington St Falls Church, VA 22046
Phone:
Website: http://www.washingtondc.citysearch.com/profile/662557850/falls_church_va/robert_w_pierce_ins_agy_inc_nationwide_insurance.html
Info:

Gary Gayer - Allstate Agent

Address: 125 N Washington St Falls Church, VA 22046
Phone:
Website: http://www.allstateagencies.com/GARY.GAYER/Welcome/
Info:

Prestige Insurance Services Incorporated

Address: 120 N Lee St Falls Church, VA 22046
Phone:
Website: http://www.prestige07.com/
Info:

Martin & Associates

Address: 105 N Virginia Ave Falls Church, VA 22046
Phone:
Website:
Info:

Housing Demographics for 22046

Population Review for 22046 Zip Code

For the city of Falls Church, the population within 22046 has increased to over 19,358 residents in population size. The current population total is 18,576. We have broken down the population based on race below. In 22046, there are over 9024 in male population and 9552 females.

PopulationValues
Total Population18,576
White Population12485
Black Population660
Hispanic Population2323
Asian Population2166
Hawaiian Population17
Indian Population56
Other Population1024
Male Population9024
Female Population9552
Population Estimate19358

Household Data for 22046

The average number of homes in 22046 is around 6,933, there are an average of 2.65 per household. The average house value according to local real estate values is around $798,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,933
Persons Per Household2.65
Average House Value$798,400
Income Per Household$166882
Median Age39.8
Median Age Male38.3
Median Age Female40.8
22046 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code703/571
CityFalls Church
City Alias NameFALLS CHURCH
CountyFalls Church City
County FIPS610
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses804
Number Of Employees9279
Business First Quarter Payroll135254
Business Annual Payroll627409
Business Employment Flag
Growth Rank38
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number419
Growth Increase Percentage3.4
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District08
Congressional LandArea149.24
Delivery Residential7305
Delivery Business883
Delivery Total8786
Preferred Last Line KeyX26594
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26594
Land Area2.724000
Water Area0.000000
City Alias Code
City Mixed CaseFalls Church
City Alias Mixed CaseFalls Church
Box Count0
SFDU4299
MFDU2601
State ANSI51
County ANSI610
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number513126
Unique ZIP Name
SSA State County Code49291
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFalls Church City

Virginia Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]