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22041 Homeowners Insurance Quotes & Rates

Falls Church residents living within the 10,559 homes available in the zip code of 22041 are shopping online to compare cheaper and more affordable Falls Church, VA home insurance rates. In the great city of Falls Church, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Virginia is around $879 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 22041 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 22041 home insurance rates today! Please give us a call now at 1-855-976-2656. For Falls Church, VA Homeowners Insurance Quotes, Click to easily get started!

22041 Home Insurance Average Premiums

Local 22041 homeowners insurance quotes comparison

$629 /yr.

Shows Zip Code: 22041 lowest rates with discounts applied on average.

For the 22041, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$629 /yr.
Average Coverage:$879 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1179 /yr.

What is the average home insurance cost for a home in 22041?

  • • The average homeowners insurance premium paid annually for a home in 22041 is around $879 per year.

What does it cost on average per month for home insurance in 22041?

  • • Homeowners in 22041 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 22041?

  • • Autoowners in 22041 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Falls Church area, check out other zip codes nearby 22041.
Review average rates in another zip code:
22046 homeowners insurance rates
22042 homeowners insurance rates
22043 homeowners insurance rates
22041 homeowners insurance rates
22044 homeowners insurance rates

Home Replacement Cost Coverage in 22041

Average Building Cost Per Square Foot in 22041: $163

Location: Falls Church, Virginia (Fairfax County)

Average Square Footage in 22041: 2,344 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22041 before you start any project. Falls Church homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22041 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22041 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,344 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Falls Church area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1632,344$382,100
Additional Upgrades & Added Features$2042,344$477,625
Major Home Updates or Advancements$2452,344$573,150

It's important to understand that when you estimate your replacement cost of your home in the 22041 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22041

Best Home & Auto Insurance Agencies in 22041

Ace Insurance Services of Va, Incorporated

Address: 5622 Columbia Pike, #310 Falls Church, VA 22041
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/667534760/falls_church_va/ace_insurance_services_of_va_inc_.html
Info:

Nguyen- Carl D

Address: 5625 Columbia Pike Falls Church, VA 22041
Phone:
Website:
Info:

Nationwide Insurance

Address: 3705 S George Mason Dr, #c4s Falls Church, VA 22041
Phone:
Website:
Info:

Paul Y Shao - Nationwide Insurance

Address: 3705 S George Mason Dr, #Bailey39s Baileys Crossroads, VA 22041
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/10450496/falls_church_va/paul_y_shao_nationwide_insurance.html
Info:

Powell Insurance Agency Of VA Inc

Address: 3534 Carlin Springs Rd Falls Church, VA 22041
Phone:
Website: http://www.powellinsuranceofva.com
Info:

Housing Demographics for 22041

Population Review for 22041 Zip Code

For the city of Falls Church, the population within 22041 has increased to over 28,519 residents in population size. The current population total is 28,039. We have broken down the population based on race below. In 22041, there are over 13915 in male population and 14124 females.

PopulationValues
Total Population28,039
White Population9644
Black Population4144
Hispanic Population10082
Asian Population3719
Hawaiian Population9
Indian Population677
Other Population6255
Male Population13915
Female Population14124
Population Estimate28519

Household Data for 22041

The average number of homes in 22041 is around 10,559, there are an average of 2.64 per household. The average house value according to local real estate values is around $382,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,559
Persons Per Household2.64
Average House Value$382,100
Income Per Household$80410
Median Age36.2
Median Age Male34.9
Median Age Female37.5
22041 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code703
CityFalls Church
City Alias NameFALLS CHURCH
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses589
Number Of Employees9193
Business First Quarter Payroll108866
Business Annual Payroll464052
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District08
Congressional LandArea149.24
Delivery Residential10803
Delivery Business831
Delivery Total12000
Preferred Last Line KeyX26594
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26594
Land Area2.775000
Water Area0.135000
City Alias Code
City Mixed CaseFalls Church
City Alias Mixed CaseFalls Church
Box Count286
SFDU2305
MFDU7629
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number513126
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

Virginia Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]