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22044 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 22044? There are over 5,421 occupied homes in the 22044 area. With a population size of 13,847, it's not uncommon for residence of Falls Church, VA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Virginia is around $817 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 22044 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Falls Church, VA Home Insurance Rate Quotes

22044 Home Insurance Average Premiums

Local 22044 homeowners insurance quotes comparison

$567 /yr.

Shows Zip Code: 22044 lowest rates with discounts applied on average.

For the 22044, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$567 /yr.
Average Coverage:$817 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1117 /yr.

What is the average home insurance cost for a home in 22044?

  • • The average homeowners insurance premium paid annually for a home in 22044 is around $817 per year.

What does it cost on average per month for home insurance in 22044?

  • • Homeowners in 22044 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 22044?

  • • Autoowners in 22044 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Falls Church area, check out other zip codes nearby 22044.
Review average rates in another zip code:
22041 homeowners insurance rates
22046 homeowners insurance rates
22044 homeowners insurance rates
22042 homeowners insurance rates
22043 homeowners insurance rates

Home Replacement Cost Coverage in 22044

Average Building Cost Per Square Foot in 22044: $163

Location: Falls Church, Virginia (Fairfax County)

Average Square Footage in 22044: 3,632 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22044 before you start any project. Falls Church homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22044 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22044 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,632 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Falls Church area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1633,632$592,000
Additional Upgrades & Added Features$2043,632$740,000
Major Home Updates or Advancements$2453,632$888,000

It's important to understand that when you estimate your replacement cost of your home in the 22044 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22044

Best Home & Auto Insurance Agencies in 22044

Brock Insurance Services, Incorporated

Address: Bethesda, MD 22044
Phone:
Website: http://www.brock4insurance.com/
Info:

ACE Cash Express

Address: 6190 Arlington Blvd Falls Church, VA 22044
Phone:
Website: http://www.acecashexpress.com/
Info:

Capitol Fidelity Ins

Address: 626-8th St Ne Washington, DC 22044
Phone:
Website: http://www.washingtondc.citysearch.com/profile/667350180/washington_dc/capitol_fidelity_ins.html
Info:

Erie Insurance

Address: 6404 Seven Corners Pl Falls Church, VA 22044
Phone:
Website:
Info:

CAR INSURANCE WASHINGTON

Address: Washington, DC 22044
Phone:
Website:
Info:

Housing Demographics for 22044

Population Review for 22044 Zip Code

For the city of Falls Church, the population within 22044 has increased to over 14,333 residents in population size. The current population total is 13,847. We have broken down the population based on race below. In 22044, there are over 6971 in male population and 6876 females.

PopulationValues
Total Population13,847
White Population5852
Black Population960
Hispanic Population4584
Asian Population2300
Hawaiian Population15
Indian Population403
Other Population2268
Male Population6971
Female Population6876
Population Estimate14333

Household Data for 22044

The average number of homes in 22044 is around 5,421, there are an average of 2.55 per household. The average house value according to local real estate values is around $592,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,421
Persons Per Household2.55
Average House Value$592,000
Income Per Household$83968
Median Age36.9
Median Age Male36.2
Median Age Female37.6
22044 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code571
CityFalls Church
City Alias NameFALLS CHURCH
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses470
Number Of Employees4877
Business First Quarter Payroll40764
Business Annual Payroll183360
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District08
Congressional LandArea149.24
Delivery Residential5621
Delivery Business512
Delivery Total8106
Preferred Last Line KeyX26594
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26594
Land Area2.142000
Water Area0.090000
City Alias Code
City Mixed CaseFalls Church
City Alias Mixed CaseFalls Church
Box Count87
SFDU1651
MFDU3326
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number513126
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

Virginia Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]