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22043 Home Insurance Rates & Premiums

Did you know there are over 25,850 people living within the 22043 zip code area? There are over 9,400 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 22043.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Virginia are on the rise. The estimated average premium is around $993 a year for a standard homeowners insurance policy in Falls Church. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Falls Church, VA Homeowners Insurance Quotes Online

22043 Home Insurance Average Premiums

Local 22043 homeowners insurance quotes comparison

$743 /yr.

Shows Zip Code: 22043 lowest rates with discounts applied on average.

For the 22043, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$743 /yr.
Average Coverage:$993 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1293 /yr.

What is the average home insurance cost for a home in 22043?

  • • The average homeowners insurance premium paid annually for a home in 22043 is around $993 per year.

What does it cost on average per month for home insurance in 22043?

  • • Homeowners in 22043 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 22043?

  • • Autoowners in 22043 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Falls Church area, check out other zip codes nearby 22043.
Review average rates in another zip code:
22042 homeowners insurance rates
22043 homeowners insurance rates
22046 homeowners insurance rates
22044 homeowners insurance rates
22041 homeowners insurance rates

Home Replacement Cost Coverage in 22043

Average Building Cost Per Square Foot in 22043: $163

Location: Falls Church, Virginia (Fairfax County)

Average Square Footage in 22043: 4,415 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22043 before you start any project. Falls Church homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22043 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22043 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,415 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Falls Church area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1634,415$719,700
Additional Upgrades & Added Features$2044,415$899,625
Major Home Updates or Advancements$2454,415$1,079,550

It's important to understand that when you estimate your replacement cost of your home in the 22043 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22043

Best Home & Auto Insurance Agencies in 22043

W Ted Austin Insurance Agency

Address: 2190 Pimmit Dr, #206 Falls Church, VA 22043
Phone:
Website:
Info:

Jerome C Wagner, Lutcf - Nationwide Insurance

Address: 7507 Colonel Lindsay Dr Falls Church, VA 22043
Phone:
Website: http://www.washingtondc.citysearch.com/profile/667116300/falls_church_va/jerome_c_wagner_lutcf_nationwide_insurance.html
Info:

Lee Lim - Allstate Agent

Address: 7700 Leesburg Pike, Ste 411 Falls Church, VA 22043
Phone:
Website: http://www.allstateagencies.com/LeeLim/Welcome/
Info:

Allstate Insurance Companies

Address: 7777 Leesburg Pike Falls Church, VA 22043
Phone:
Website:
Info:

Housing Demographics for 22043

Population Review for 22043 Zip Code

For the city of Falls Church, the population within 22043 has increased to over 26,265 residents in population size. The current population total is 25,850. We have broken down the population based on race below. In 22043, there are over 12738 in male population and 13112 females.

PopulationValues
Total Population25,850
White Population13262
Black Population1095
Hispanic Population4248
Asian Population6466
Hawaiian Population13
Indian Population113
Other Population1953
Male Population12738
Female Population13112
Population Estimate26265

Household Data for 22043

The average number of homes in 22043 is around 9,400, there are an average of 2.74 per household. The average house value according to local real estate values is around $719,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,400
Persons Per Household2.74
Average House Value$719,700
Income Per Household$127261
Median Age37.2
Median Age Male36.3
Median Age Female38.1
22043 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code703/571
CityFalls Church
City Alias NameFALLS CHURCH
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses491
Number Of Employees6764
Business First Quarter Payroll95963
Business Annual Payroll393125
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District08|11
Congressional LandArea149.24|185.09
Delivery Residential9586
Delivery Business335
Delivery Total11537
Preferred Last Line KeyX26594
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26594
Land Area4.673000
Water Area0.006000
City Alias Code
City Mixed CaseFalls Church
City Alias Mixed CaseFalls Church
Box Count0
SFDU4838
MFDU2908
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number513126
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

Virginia Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]