Get multiple home insurance quotes in 22042. Our licensed 22042, VA agents are ready to serve you.

Compare 22042 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 22042 area? The average homeowners premium in Virginia for a standard homeowners policy is around $802/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 22042 zip code, the population size is around 34,638 with 12,177 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 22042.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Falls Church, VA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. VA RateDiscountsSavingsShop Rates
$1,107up to 40% off$443

22042 Home Insurance Average Premiums

Local 22042 homeowners insurance quotes comparison

$552 /yr.

Shows Zip Code: 22042 lowest rates with discounts applied on average.

For the 22042, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$552 /yr.
Average Coverage:$802 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1102 /yr.

What is the average home insurance cost for a home in 22042?

  • • The average homeowners insurance premium paid annually for a home in 22042 is around $802 per year.

What does it cost on average per month for home insurance in 22042?

  • • Homeowners in 22042 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 22042?

  • • Autoowners in 22042 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Falls Church area, check out other zip codes nearby 22042.
Review average rates in another zip code:
22046 homeowners insurance rates
22041 homeowners insurance rates
22044 homeowners insurance rates
22043 homeowners insurance rates
22042 homeowners insurance rates

Home Replacement Cost Coverage in 22042

Average Building Cost Per Square Foot in 22042: $163

Location: Falls Church, Virginia (Fairfax County)

Average Square Footage in 22042: 3,565 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22042 before you start any project. Falls Church homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22042 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22042 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,565 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Falls Church area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1633,565$581,100
Additional Upgrades & Added Features$2043,565$726,375
Major Home Updates or Advancements$2453,565$871,650

It's important to understand that when you estimate your replacement cost of your home in the 22042 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22042

Best Home & Auto Insurance Agencies in 22042

ABP Insurance, Incorporated

Address: 7202 Arlington Blvd, #300 Falls Church, VA 22042
Phone:
Website: http://www.abpinsurance.net/
Info:

Nguyen, Hue - Hue Nguyen Insurance Incorporated

Address: 6521 Arlington Blvd, #207 Falls Church, VA 22042
Phone:
Website: http://www.hueins.com/
Info:

John R Moore Ins Agency Inc - State Farm Insurance Agent

Address: 7245 Arlington Blvd, #223 Falls Church, VA 22042
Phone:
Website: http://www.mooreinsurance.net
Info:

Allstate Insurance Company - Song Jung

Address: 6500 Arlington Blvd Falls Church, VA 22042
Phone:
Website: http://www.allstateagencies.com/075722?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Companies

Address: 2927 Gallows Rd Falls Church, VA 22042
Phone:
Website:
Info:

Housing Demographics for 22042

Population Review for 22042 Zip Code

For the city of Falls Church, the population within 22042 has increased to over 35,655 residents in population size. The current population total is 34,638. We have broken down the population based on race below. In 22042, there are over 17309 in male population and 17329 females.

PopulationValues
Total Population34,638
White Population15004
Black Population1565
Hispanic Population11154
Asian Population6553
Hawaiian Population13
Indian Population393
Other Population6598
Male Population17309
Female Population17329
Population Estimate35655

Household Data for 22042

The average number of homes in 22042 is around 12,177, there are an average of 2.83 per household. The average house value according to local real estate values is around $581,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,177
Persons Per Household2.83
Average House Value$581,100
Income Per Household$121088
Median Age36.4
Median Age Male35.7
Median Age Female37.2
22042 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code571
CityFalls Church
City Alias NameFALLS CHURCH
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses848
Number Of Employees30316
Business First Quarter Payroll875205
Business Annual Payroll2892812
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District08|11
Congressional LandArea149.24|185.09
Delivery Residential12599
Delivery Business755
Delivery Total14323
Preferred Last Line KeyX26594
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26594
Land Area6.421000
Water Area0.045000
City Alias Code
City Mixed CaseFalls Church
City Alias Mixed CaseFalls Church
Box Count123
SFDU7353
MFDU3585
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number513126
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

Virginia Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]