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33483 Home Insurance Rates & Premiums

Did you know there are over 13,103 people living within the 33483 zip code area? There are over 7,142 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 33483.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-888-685-4704, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Florida are on the rise. The estimated average premium is around $1,684 a year for a standard homeowners insurance policy in Delray Beach. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Delray Beach, FL Homeowners Insurance Quotes Online

33483 Home Insurance Average Premiums

Local 33483 homeowners insurance quotes comparison

$1434 /yr.

Shows Zip Code: 33483 lowest rates with discounts applied on average.

For the 33483, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1434 /yr.
Average Coverage:$1684 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1984 /yr.

What is the average home insurance cost for a home in 33483?

  • • The average homeowners insurance premium paid annually for a home in 33483 is around $1684 per year.

What does it cost on average per month for home insurance in 33483?

  • • Homeowners in 33483 pay a monthly average cost per month around $140.00.

What kind of discount could I get if I combine my home and auto insurance together in 33483?

  • • Autoowners in 33483 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Delray Beach area, check out other zip codes nearby 33483.
Review average rates in another zip code:
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33444 homeowners insurance rates
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33446 homeowners insurance rates

Home Replacement Cost Coverage in 33483

Average Building Cost Per Square Foot in 33483: $167

Location: Delray Beach, Florida (Palm Beach County)

Average Square Footage in 33483: 3,743 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33483 before you start any project. Delray Beach homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33483 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33483 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,743 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Delray Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1673,743$625,000
Additional Upgrades & Added Features$2093,743$781,250
Major Home Updates or Advancements$2513,743$937,500

It's important to understand that when you estimate your replacement cost of your home in the 33483 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33483

All Florida Insurance

Address: 310 Southeast 1st Street Suite 7 Delray Beach, FL 33483
Phone: (561)272-7587
Website: www.allfloridains.com

Callaway Michael C RL Estate

Address: 777 East Atlantic Avenue Delray Beach, FL 33483
Phone: (561)278-0448
Website:

Best Home & Auto Insurance Agencies in 33483

Apex Insurance & Investment Group LLC

Address: 1911 S Federal Hwy Delray Beach, FL 33483
Phone:
Website: http://www.fortheinsured.com/
Info:

Allstate Insurance-James G Ridge- Jr

Address: 2275 S Federal Hwy, #Hwy-140 Delray Beach, FL 33483
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Absolute Insurance Palm BCH County Inc

Address: 3005 S Federal Hwy Delray Beach, FL 33483
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 2275 S Federal Hwy Delray Beach, FL 33483
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Rindom, Mike President - 561-637-2424

Address: 4 SE 6th Ave Delray Beach, FL 33483
Phone:
Website: http://www.floridainsurancepro.com/
Info:

Housing Demographics for 33483

Population Review for 33483 Zip Code

For the city of Delray Beach, the population within 33483 has increased to over 16,259 residents in population size. The current population total is 13,103. We have broken down the population based on race below. In 33483, there are over 6448 in male population and 6655 females.

PopulationValues
Total Population13,103
White Population11126
Black Population748
Hispanic Population941
Asian Population149
Hawaiian Population13
Indian Population18
Other Population214
Male Population6448
Female Population6655
Population Estimate16259

Household Data for 33483

The average number of homes in 33483 is around 7,142, there are an average of 1.81 per household. The average house value according to local real estate values is around $625,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,142
Persons Per Household1.81
Average House Value$625,000
Income Per Household$106108
Median Age58.6
Median Age Male58.3
Median Age Female59.0
33483 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code561
CityDelray Beach
City Alias NameDELRAY BEACH
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
MSA8960
PMSA
CSA370
CBSA33100
CBSA_DIV48424
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1127
Number Of Employees10209
Business First Quarter Payroll126720
Business Annual Payroll589483
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District22
Congressional LandArea172.88
Delivery Residential8983
Delivery Business1199
Delivery Total10074
Preferred Last Line KeyY21705
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY21705
Land Area3.814000
Water Area1.889000
City Alias Code
City Mixed CaseDelray Beach
City Alias Mixed CaseDelray Beach
Box Count0
SFDU3349
MFDU4186
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number112205
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]