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Quickly Revew Homeowners Insurance in 33446

If you own a home in Delray Beach, FL you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 33446 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Florida licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 33446 and start comparing rates now.

33446 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 33446 is $1674 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 33446 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Delray Beach, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

33446 Home Insurance Average Premiums

Local 33446 homeowners insurance quotes comparison

$1424 /yr.

Shows Zip Code: 33446 lowest rates with discounts applied on average.

For the 33446, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1424 /yr.
Average Coverage:$1674 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1974 /yr.

What is the average home insurance cost for a home in 33446?

  • • The average homeowners insurance premium paid annually for a home in 33446 is around $1674 per year.

What does it cost on average per month for home insurance in 33446?

  • • Homeowners in 33446 pay a monthly average cost per month around $140.00.

What kind of discount could I get if I combine my home and auto insurance together in 33446?

  • • Autoowners in 33446 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Delray Beach area, check out other zip codes nearby 33446.
Review average rates in another zip code:
33446 homeowners insurance rates
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33483 homeowners insurance rates
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33484 homeowners insurance rates

Home Replacement Cost Coverage in 33446

Average Building Cost Per Square Foot in 33446: $167

Location: Delray Beach, Florida (Palm Beach County)

Average Square Footage in 33446: 1,860 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33446 before you start any project. Delray Beach homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33446 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33446 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,860 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Delray Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,860$310,600
Additional Upgrades & Added Features$2091,860$388,250
Major Home Updates or Advancements$2511,860$465,900

It's important to understand that when you estimate your replacement cost of your home in the 33446 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33446

Best Home & Auto Insurance Agencies in 33446

Allstate Insurance Companies

Address: 13660 Jog Rd Delray Beach, FL 33446
Phone:
Website:
Info:

Housing Demographics for 33446

Population Review for 33446 Zip Code

For the city of Delray Beach, the population within 33446 has increased to over 36,211 residents in population size. The current population total is 30,051. We have broken down the population based on race below. In 33446, there are over 13697 in male population and 16354 females.

PopulationValues
Total Population30,051
White Population25102
Black Population998
Hispanic Population2966
Asian Population615
Hawaiian Population13
Indian Population39
Other Population726
Male Population13697
Female Population16354
Population Estimate36211

Household Data for 33446

The average number of homes in 33446 is around 15,345, there are an average of 1.95 per household. The average house value according to local real estate values is around $310,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,345
Persons Per Household1.95
Average House Value$310,600
Income Per Household$64217
Median Age66.0
Median Age Male64.9
Median Age Female66.8
33446 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code561
CityDelray Beach
City Alias NameDELRAY BEACH
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
MSA8960
PMSA
CSA370
CBSA33100
CBSA_DIV48424
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses736
Number Of Employees6085
Business First Quarter Payroll63179
Business Annual Payroll280638
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District22
Congressional LandArea172.88
Delivery Residential18570
Delivery Business489
Delivery Total23738
Preferred Last Line KeyY21705
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY21705
Land Area18.765000
Water Area0.089000
City Alias Code
City Mixed CaseDelray Beach
City Alias Mixed CaseDelray Beach
Box Count0
SFDU7464
MFDU7274
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number112205
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]