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33484 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 33484? There are over 14,819 occupied homes in the 33484 area. With a population size of 26,340, it's not uncommon for residence of Delray Beach, FL to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Florida is around $1,659 per year. At, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 33484 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Delray Beach, FL Home Insurance Rate Quotes

33484 Home Insurance Average Premiums

Local 33484 homeowners insurance quotes comparison

$1409 /yr.

Shows Zip Code: 33484 lowest rates with discounts applied on average.

For the 33484, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1409 /yr.
Average Coverage:$1659 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1959 /yr.

What is the average home insurance cost for a home in 33484?

  • • The average homeowners insurance premium paid annually for a home in 33484 is around $1659 per year.

What does it cost on average per month for home insurance in 33484?

  • • Homeowners in 33484 pay a monthly average cost per month around $138.00.

What kind of discount could I get if I combine my home and auto insurance together in 33484?

  • • Autoowners in 33484 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Delray Beach area, check out other zip codes nearby 33484.
Review average rates in another zip code:
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33484 homeowners insurance rates

Home Replacement Cost Coverage in 33484

Average Building Cost Per Square Foot in 33484: $167

Location: Delray Beach, Florida (Palm Beach County)

Average Square Footage in 33484: 1,005 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33484 before you start any project. Delray Beach homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33484 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33484 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,005 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Delray Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,005$167,900
Additional Upgrades & Added Features$2091,005$209,875
Major Home Updates or Advancements$2511,005$251,850

It's important to understand that when you estimate your replacement cost of your home in the 33484 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33484

Best Home & Auto Insurance Agencies in 33484

Aery Insurance Services

Address: 5180 W Atlantic Ave Delray Beach, FL 33484

Lloyd-Jones, Tom - Insure-Wise Auto/Home INS

Address: 14530 S Military Trl, #A6 Delray Beach, FL 33484

Housing Demographics for 33484

Population Review for 33484 Zip Code

For the city of Delray Beach, the population within 33484 has increased to over 29,797 residents in population size. The current population total is 26,340. We have broken down the population based on race below. In 33484, there are over 11578 in male population and 14762 females.

Total Population26,340
White Population20778
Black Population1637
Hispanic Population3332
Asian Population640
Hawaiian Population4
Indian Population28
Other Population867
Male Population11578
Female Population14762
Population Estimate29797

Household Data for 33484

The average number of homes in 33484 is around 14,819, there are an average of 1.73 per household. The average house value according to local real estate values is around $167,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,819
Persons Per Household1.73
Average House Value$167,900
Income Per Household$47056
Median Age66.7
Median Age Male64.8
Median Age Female68.0
33484 DetailsValues
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code561
CityDelray Beach
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses584
Number Of Employees5604
Business First Quarter Payroll59010
Business Annual Payroll254431
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District22
Congressional LandArea172.88
Delivery Residential17224
Delivery Business424
Delivery Total18912
Preferred Last Line KeyY21705
Classification Code
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY21705
Land Area6.022000
Water Area0.000000
City Alias Code
City Mixed CaseDelray Beach
City Alias Mixed CaseDelray Beach
Box Count0
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number112205
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]