Get multiple home insurance quotes in 33444. Our licensed 33444, FL agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 33444

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 33444, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Delray Beach, FL from a list of top tier nationwide insurers.

Our Florida licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 33444 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 33444

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Delray Beach, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

33444 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Delray Beach we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 33444, homeowners are seeing rates around 1693 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 33444!

33444 Home Insurance Average Premiums

Local 33444 homeowners insurance quotes comparison

$1443 /yr.

Shows Zip Code: 33444 lowest rates with discounts applied on average.

For the 33444, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1443 /yr.
Average Coverage:$1693 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1993 /yr.

What is the average home insurance cost for a home in 33444?

  • • The average homeowners insurance premium paid annually for a home in 33444 is around $1693 per year.

What does it cost on average per month for home insurance in 33444?

  • • Homeowners in 33444 pay a monthly average cost per month around $141.00.

What kind of discount could I get if I combine my home and auto insurance together in 33444?

  • • Autoowners in 33444 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Delray Beach area, check out other zip codes nearby 33444.
Review average rates in another zip code:
33444 homeowners insurance rates
33445 homeowners insurance rates
33483 homeowners insurance rates
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33484 homeowners insurance rates

Home Replacement Cost Coverage in 33444

Average Building Cost Per Square Foot in 33444: $167

Location: Delray Beach, Florida (Palm Beach County)

Average Square Footage in 33444: 2,053 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33444 before you start any project. Delray Beach homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33444 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33444 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,053 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Delray Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,053$342,800
Additional Upgrades & Added Features$2092,053$428,500
Major Home Updates or Advancements$2512,053$514,200

It's important to understand that when you estimate your replacement cost of your home in the 33444 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33444

Best Home & Auto Insurance Agencies in 33444

Allstate Insurance - Jackie Harper

Address: 1000 Linton Blvd Delray Beach, FL 33444
Phone:
Website:
Info:

Housing Demographics for 33444

Population Review for 33444 Zip Code

For the city of Delray Beach, the population within 33444 has increased to over 23,989 residents in population size. The current population total is 22,671. We have broken down the population based on race below. In 33444, there are over 11153 in male population and 11518 females.

PopulationValues
Total Population22,671
White Population9833
Black Population9669
Hispanic Population2772
Asian Population272
Hawaiian Population3
Indian Population107
Other Population1044
Male Population11153
Female Population11518
Population Estimate23989

Household Data for 33444

The average number of homes in 33444 is around 9,315, there are an average of 2.41 per household. The average house value according to local real estate values is around $342,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,315
Persons Per Household2.41
Average House Value$342,800
Income Per Household$60706
Median Age41.0
Median Age Male39.4
Median Age Female42.8
33444 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code561
CityDelray Beach
City Alias NameDELRAY BEACH
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
MSA8960
PMSA
CSA370
CBSA33100
CBSA_DIV48424
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses978
Number Of Employees9399
Business First Quarter Payroll115064
Business Annual Payroll503256
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District22
Congressional LandArea172.88
Delivery Residential9954
Delivery Business808
Delivery Total10554
Preferred Last Line KeyY21705
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY21705
Land Area5.003000
Water Area0.100000
City Alias Code
City Mixed CaseDelray Beach
City Alias Mixed CaseDelray Beach
Box Count0
SFDU5476
MFDU3804
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number112205
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]