Get multiple home insurance quotes in 33327. Our licensed 33327, FL agents are ready to serve you.

33327 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 33327 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Fort Lauderdale, FL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 33327 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-888-685-4704 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Florida, like average Fort Lauderdale homeowners insurance rates, coverage options or home insurance types, please select Fort Lauderdale, FL Home Insurance Rates Online!

33327 Home Insurance Average Premiums

Local 33327 homeowners insurance quotes comparison

$1345 /yr.

Shows Zip Code: 33327 lowest rates with discounts applied on average.

For the 33327, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1345 /yr.
Average Coverage:$1595 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1895 /yr.

What is the average home insurance cost for a home in 33327?

  • • The average homeowners insurance premium paid annually for a home in 33327 is around $1595 per year.

What does it cost on average per month for home insurance in 33327?

  • • Homeowners in 33327 pay a monthly average cost per month around $133.00.

What kind of discount could I get if I combine my home and auto insurance together in 33327?

  • • Autoowners in 33327 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Lauderdale area, check out other zip codes nearby 33327.
Review average rates in another zip code:
33322 homeowners insurance rates
33319 homeowners insurance rates
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33316 homeowners insurance rates
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33331 homeowners insurance rates

Home Replacement Cost Coverage in 33327

Average Building Cost Per Square Foot in 33327: $167

Location: Fort Lauderdale, Florida (Broward County)

Average Square Footage in 33327: 3,545 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33327 before you start any project. Fort Lauderdale homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33327 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33327 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,545 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Lauderdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1673,545$592,000
Additional Upgrades & Added Features$2093,545$740,000
Major Home Updates or Advancements$2513,545$888,000

It's important to understand that when you estimate your replacement cost of your home in the 33327 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33327

Best Home & Auto Insurance Agencies in 33327

Housing Demographics for 33327

Population Review for 33327 Zip Code

For the city of Fort Lauderdale, the population within 33327 has increased to over 23,163 residents in population size. The current population total is 22,174. We have broken down the population based on race below. In 33327, there are over 10802 in male population and 11372 females.

PopulationValues
Total Population22,174
White Population8922
Black Population780
Hispanic Population11929
Asian Population1542
Hawaiian Population5
Indian Population60
Other Population1594
Male Population10802
Female Population11372
Population Estimate23163

Household Data for 33327

The average number of homes in 33327 is around 6,422, there are an average of 3.45 per household. The average house value according to local real estate values is around $592,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,422
Persons Per Household3.45
Average House Value$592,000
Income Per Household$147103
Median Age40.6
Median Age Male39.3
Median Age Female41.2
33327 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationFT LAUDERDALE
Area Code954
CityFort Lauderdale
City Alias NameFORT LAUDERDALE
CountyBroward
County FIPS011
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA2680
CSA370
CBSA33100
CBSA_DIV22744
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameFort Lauderdale, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses689
Number Of Employees2102
Business First Quarter Payroll19789
Business Annual Payroll94776
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1748066
Congressional District20|25
Congressional LandArea2427.42|3232.71
Delivery Residential6714
Delivery Business164
Delivery Total10900
Preferred Last Line KeyY21882
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameFort Lauderdale-Pompano Beach-Sunrise, FL
City State KeyY21882
Land Area147.641000
Water Area0.670000
City Alias Code
City Mixed CaseFort Lauderdale
City Alias Mixed CaseFort Lauderdale
Box Count0
SFDU5999
MFDU0
State ANSI12
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113030
Unique ZIP Name
SSA State County Code10050
Medicare CBSA Code22744
Medicare CBSA NameFort Lauderdale-Pompano Beach-Sunrise, FL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroward

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]