33319 Home Insurance Rates

For homeowners living in 33319, the population estimates are increasing to well over 51,891 with 20,908 occupied homes within the zip code of 33319. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Fort Lauderdale have increased and the average home insurance premium is around $1,637 per year in 33319. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 33319 zip code today so we can help you find affordable Fort Lauderdale, FL home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 33319

Please select one of the three options below based on your 33319 zip code to learn more about Florida homeowners insurance, plus review average rates and information per state, county or city.

1. Florida Homeowners Insurance Quotes
2. Broward County, FL Home Insurance
3. Fort Lauderdale, FL Home Insurance Quotes

33319 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 33319 zip code just got easier with GetHomeInsuranceQuotes.com of Fort Lauderdale, FL. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 33319 today and let us help you review the best home insurance quotes available for homeowners living in Fort Lauderdale.

Get 33319 Homeowners Insurance Rates Now!

Average Building Cost Per Square Foot in 33319: $167

Average Square Footage in 33319: 1,040 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33319 before you start any project. Fort Lauderdale homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33319 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33319 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,040 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Lauderdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 33319 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

A L Pride Insurance Agency

Beckford's Insurance Agency

All Service Insurance

A L Pride Insurance Agency

Allstate Insurance-Thomas E Ehrhardt Agency

Household Data for 33319

The average number of homes in 33319 is around 20,908, there are an average of 2.45 per household. The average house value according to local real estate values is around $173,600. Please review the following demographics below for average income and media age.

• Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

  A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

• Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

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• Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

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• What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

  If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

• Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

  Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

• 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

  The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

• Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

  Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]