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Searching for Homeowners Insurance in 33301

If you are a homeowners that lives in 33301 you may be searching for more affordable homeowners insurance in Fort Lauderdale. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Fort Lauderdale, FL. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Florida licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 33301 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Fort Lauderdale, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 33301 Home Insurance Costs: very high!

In Fort Lauderdale, homeowners are paying roughly $1582 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 33301 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Fort Lauderdale are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 33301 policy right now!

33301 Home Insurance Average Premiums

Local 33301 homeowners insurance quotes comparison

$1332 /yr.

Shows Zip Code: 33301 lowest rates with discounts applied on average.

For the 33301, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1332 /yr.
Average Coverage:$1582 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1882 /yr.

What is the average home insurance cost for a home in 33301?

  • • The average homeowners insurance premium paid annually for a home in 33301 is around $1582 per year.

What does it cost on average per month for home insurance in 33301?

  • • Homeowners in 33301 pay a monthly average cost per month around $132.00.

What kind of discount could I get if I combine my home and auto insurance together in 33301?

  • • Autoowners in 33301 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Lauderdale area, check out other zip codes nearby 33301.
Review average rates in another zip code:
33321 homeowners insurance rates
33328 homeowners insurance rates
33330 homeowners insurance rates
33316 homeowners insurance rates
33322 homeowners insurance rates
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33317 homeowners insurance rates
33331 homeowners insurance rates
33312 homeowners insurance rates
33311 homeowners insurance rates

Home Replacement Cost Coverage in 33301

Average Building Cost Per Square Foot in 33301: $167

Location: Fort Lauderdale, Florida (Broward County)

Average Square Footage in 33301: 3,516 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33301 before you start any project. Fort Lauderdale homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33301 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33301 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,516 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Lauderdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1673,516$587,100
Additional Upgrades & Added Features$2093,516$733,875
Major Home Updates or Advancements$2513,516$880,650

It's important to understand that when you estimate your replacement cost of your home in the 33301 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33301

Alexander Insurance

Address: 114 South Federal Highway Fort Lauderdale, FL 33301
Phone: (954)763-2886
Website:

A Alexander Insurance Brokers

Address: 114 South Federal Highway Fort Lauderdale, FL 33301
Phone: (954)763-2866
Website: www.doesinsurancematter.com

Best Home & Auto Insurance Agencies in 33301

Weinstein Law Firm

Address: 350 East Las Olas Boulevard #1700 Fort Lauderdale, FL 33301
Phone:
Website: http://www.weinstein-law.com/
Info:

A Alexander Insurance Brokers

Address: 114 S Federal Hwy Fort Lauderdale, FL 33301
Phone:
Website: http://www.doesinsurancematter.com
Info:

Allstate Insurance - Rosario S White

Address: 790 E Broward Blvd Fort Lauderdale, FL 33301
Phone:
Website:
Info:

Brice B Brown Ins Agcy Inc

Address: 611 S Federal Hwy Fort Lauderdale, FL 33301
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 33301

Population Review for 33301 Zip Code

For the city of Fort Lauderdale, the population within 33301 has increased to over 26,083 residents in population size. The current population total is 19,109. We have broken down the population based on race below. In 33301, there are over 10824 in male population and 8285 females.

PopulationValues
Total Population19,109
White Population14118
Black Population1057
Hispanic Population3476
Asian Population524
Hawaiian Population5
Indian Population45
Other Population1402
Male Population10824
Female Population8285
Population Estimate26083

Household Data for 33301

The average number of homes in 33301 is around 10,403, there are an average of 1.72 per household. The average house value according to local real estate values is around $587,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,403
Persons Per Household1.72
Average House Value$587,100
Income Per Household$104436
Median Age42.0
Median Age Male41.7
Median Age Female42.5
33301 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationFT LAUDERDALE
Area Code954/754/305/786
CityFort Lauderdale
City Alias NameFORT LAUDERDALE
CountyBroward
County FIPS011
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA2680
CSA370
CBSA33100
CBSA_DIV22744
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameFort Lauderdale, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2206
Number Of Employees19981
Business First Quarter Payroll516000
Business Annual Payroll2005779
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1748066
Congressional District20|23
Congressional LandArea2427.42|169.1
Delivery Residential15165
Delivery Business1391
Delivery Total16402
Preferred Last Line KeyY21882
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameFort Lauderdale-Pompano Beach-Sunrise, FL
City State KeyY21882
Land Area2.493000
Water Area0.126000
City Alias Code
City Mixed CaseFort Lauderdale
City Alias Mixed CaseFort Lauderdale
Box Count0
SFDU2963
MFDU11783
State ANSI12
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113030
Unique ZIP Name
SSA State County Code10050
Medicare CBSA Code22744
Medicare CBSA NameFort Lauderdale-Pompano Beach-Sunrise, FL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroward

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]