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33312 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 33312? Our rates are very competitive for homeowners living in Fort Lauderdale, FL. Many homeowners based out of your 33312 area have found it very easy to shop with For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 33312 should appear in the zip code field ready to go. For Fort Lauderdale, FL Home Insurance Rate Quotes click to review the best rates and service online!

33312 Average Premium is Rated: Very High!

Homeowners living in 33312 can easily save up to 40% off the average home insurance premium of $1611 a year by comparing rates with us at You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Fort Lauderdale that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 33312 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 33312!

33312 Home Insurance Average Premiums

Local 33312 homeowners insurance quotes comparison

$1361 /yr.

Shows Zip Code: 33312 lowest rates with discounts applied on average.

For the 33312, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1361 /yr.
Average Coverage:$1611 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1911 /yr.

What is the average home insurance cost for a home in 33312?

  • • The average homeowners insurance premium paid annually for a home in 33312 is around $1611 per year.

What does it cost on average per month for home insurance in 33312?

  • • Homeowners in 33312 pay a monthly average cost per month around $134.00.

What kind of discount could I get if I combine my home and auto insurance together in 33312?

  • • Autoowners in 33312 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Lauderdale area, check out other zip codes nearby 33312.
Review average rates in another zip code:
33311 homeowners insurance rates
33321 homeowners insurance rates
33322 homeowners insurance rates
33328 homeowners insurance rates
33306 homeowners insurance rates
33319 homeowners insurance rates
33313 homeowners insurance rates
33330 homeowners insurance rates
33326 homeowners insurance rates
33324 homeowners insurance rates

Home Replacement Cost Coverage in 33312

Average Building Cost Per Square Foot in 33312: $167

Location: Fort Lauderdale, Florida (Broward County)

Average Square Footage in 33312: 1,790 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33312 before you start any project. Fort Lauderdale homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33312 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33312 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,790 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Lauderdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,790$299,000
Additional Upgrades & Added Features$2091,790$373,750
Major Home Updates or Advancements$2511,790$448,500

It's important to understand that when you estimate your replacement cost of your home in the 33312 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33312

A A Able Insurance Agency

Address: 2770 Davie Boulevard Fort Lauderdale, FL 33312
Phone: (954)587-7800

Best Home & Auto Insurance Agencies in 33312

A TWIN PEAKS, Incorporated

Address: 3677 Davie Blvd Fort Lauderdale, FL 33312

A Auto Insurance World

Address: 3489 Davie Blvd Fort Lauderdale, FL 33312


Address: 2787 Davie Boulevard Fort Lauderdale, FL 33312

Asset America Insurance Agency

Address: 3543 Davie Blvd Fort Lauderdale, FL 33312

A A Able Insurance Agency

Address: 2770 Davie Blvd Fort Lauderdale, FL 33312

Housing Demographics for 33312

Population Review for 33312 Zip Code

For the city of Fort Lauderdale, the population within 33312 has increased to over 54,646 residents in population size. The current population total is 51,570. We have broken down the population based on race below. In 33312, there are over 26239 in male population and 25331 females.

Total Population51,570
White Population21994
Black Population15001
Hispanic Population15202
Asian Population1011
Hawaiian Population27
Indian Population235
Other Population4657
Male Population26239
Female Population25331
Population Estimate54646

Household Data for 33312

The average number of homes in 33312 is around 19,228, there are an average of 2.67 per household. The average house value according to local real estate values is around $299,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,228
Persons Per Household2.67
Average House Value$299,000
Income Per Household$63240
Median Age38.9
Median Age Male39.0
Median Age Female38.8
33312 DetailsValues
State Full NameFlorida
City TypeP
City Alias AbbreviationFT LAUDERDALE
Area Code954
CityFort Lauderdale
County FIPS011
State FIPS12
Time Zone5
Day Light SavingY
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameFort Lauderdale, FL PMSA
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses1750
Number Of Employees16152
Business First Quarter Payroll185632
Business Annual Payroll819025
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1748066
Congressional District20|23|25
Congressional LandArea2427.42|169.1|3232.71
Delivery Residential20467
Delivery Business1820
Delivery Total25475
Preferred Last Line KeyY21882
Classification Code
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameFort Lauderdale-Pompano Beach-Sunrise, FL
City State KeyY21882
Land Area11.080000
Water Area0.453000
City Alias Code
City Mixed CaseFort Lauderdale
City Alias Mixed CaseFort Lauderdale
Box Count477
State ANSI12
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113030
Unique ZIP Name
SSA State County Code10050
Medicare CBSA Code22744
Medicare CBSA NameFort Lauderdale-Pompano Beach-Sunrise, FL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroward

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]