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33322 Homeowners Insurance Quotes & Rates

Fort Lauderdale residents living within the 18,527 homes available in the zip code of 33322 are shopping online to compare cheaper and more affordable Fort Lauderdale, FL home insurance rates. In the great city of Fort Lauderdale, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Florida is around $1,628 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 33322 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 33322 home insurance rates today! Please give us a call now at 1-888-685-4704. For Fort Lauderdale, FL Homeowners Insurance Quotes, Click to easily get started!

33322 Home Insurance Average Premiums

Local 33322 homeowners insurance quotes comparison

$1378 /yr.

Shows Zip Code: 33322 lowest rates with discounts applied on average.

For the 33322, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1378 /yr.
Average Coverage:$1628 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1928 /yr.

What is the average home insurance cost for a home in 33322?

  • • The average homeowners insurance premium paid annually for a home in 33322 is around $1628 per year.

What does it cost on average per month for home insurance in 33322?

  • • Homeowners in 33322 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 33322?

  • • Autoowners in 33322 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Lauderdale area, check out other zip codes nearby 33322.
Review average rates in another zip code:
33319 homeowners insurance rates
33305 homeowners insurance rates
33331 homeowners insurance rates
33330 homeowners insurance rates
33315 homeowners insurance rates
33308 homeowners insurance rates
33314 homeowners insurance rates
33334 homeowners insurance rates
33324 homeowners insurance rates
33322 homeowners insurance rates

Home Replacement Cost Coverage in 33322

Average Building Cost Per Square Foot in 33322: $167

Location: Fort Lauderdale, Florida (Broward County)

Average Square Footage in 33322: 1,206 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33322 before you start any project. Fort Lauderdale homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33322 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33322 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,206 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Lauderdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,206$201,400
Additional Upgrades & Added Features$2091,206$251,750
Major Home Updates or Advancements$2511,206$302,100

It's important to understand that when you estimate your replacement cost of your home in the 33322 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33322

Accord Insurance Network

Address: 1832A N University Drive Plantation, FL 33322
Phone: (954)730-7737
Website:

Best Home & Auto Insurance Agencies in 33322

State Farm Insurance Plantation Auto Carro

Address: 1797 North University Drive Plantation, FL 33322
Phone:
Website: http://www.nancywolfesmith.com/
Info:

Barnes, Kidson - A All Your Needs Insurance Incorporated

Address: 2124 North University Drive Sunrise, FL 33322
Phone:
Website: http://www.ayninsurance.com/
Info:

A Auto Insurance World at Sunrise

Address: 2530 N University Dr Sunrise, FL 33322
Phone:
Website:
Info:

CWI Underwriters

Address: 8320 West Sunrise Boulevard Plantation, FL 33322
Phone:
Website: http://www.cwiunderwriters.com/
Info:

Accord Insurance Network

Address: 1832 N University Dr Plantation, FL 33322
Phone:
Website:
Info:

Housing Demographics for 33322

Population Review for 33322 Zip Code

For the city of Fort Lauderdale, the population within 33322 has increased to over 43,130 residents in population size. The current population total is 41,050. We have broken down the population based on race below. In 33322, there are over 18604 in male population and 22446 females.

PopulationValues
Total Population41,050
White Population18168
Black Population8897
Hispanic Population13855
Asian Population1630
Hawaiian Population23
Indian Population117
Other Population3563
Male Population18604
Female Population22446
Population Estimate43130

Household Data for 33322

The average number of homes in 33322 is around 18,527, there are an average of 2.21 per household. The average house value according to local real estate values is around $201,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,527
Persons Per Household2.21
Average House Value$201,400
Income Per Household$55281
Median Age52.7
Median Age Male49.2
Median Age Female55.6
33322 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationFT LAUDERDALE
Area Code954
CityFort Lauderdale
City Alias NameFORT LAUDERDALE
CountyBroward
County FIPS011
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA2680
CSA370
CBSA33100
CBSA_DIV22744
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameFort Lauderdale, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses948
Number Of Employees8414
Business First Quarter Payroll129050
Business Annual Payroll575699
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1748066
Congressional District20|25
Congressional LandArea2427.42|3232.71
Delivery Residential19516
Delivery Business619
Delivery Total25697
Preferred Last Line KeyY21882
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameFort Lauderdale-Pompano Beach-Sunrise, FL
City State KeyY21882
Land Area5.509000
Water Area0.270000
City Alias Code
City Mixed CaseFort Lauderdale
City Alias Mixed CaseFort Lauderdale
Box Count0
SFDU8291
MFDU8681
State ANSI12
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113030
Unique ZIP Name
SSA State County Code10050
Medicare CBSA Code22744
Medicare CBSA NameFort Lauderdale-Pompano Beach-Sunrise, FL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroward

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]