Get multiple home insurance quotes in 33330. Our licensed 33330, FL agents are ready to serve you.

33330, FL Homeowners Insurance Rates

With a population size of 14,738 and with 4,688 occupied homes in the 33330 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Fort Lauderdale, FL are around $1,529 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that is the best place online to shop for home insurance rates in Fort Lauderdale, Florida. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-888-685-4704 so we can help you review rates today!

It's important to know that if your Florida home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Fort Lauderdale, FL.

For Florida home insurance information, including average Fort Lauderdale home insurance rates, coverage options or the different homeowners insurance types, please select Fort Lauderdale, FL Home Insurance Quotes Now!

33330 Home Insurance Average Premiums

Local 33330 homeowners insurance quotes comparison

$1279 /yr.

Shows Zip Code: 33330 lowest rates with discounts applied on average.

For the 33330, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1279 /yr.
Average Coverage:$1529 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1829 /yr.

What is the average home insurance cost for a home in 33330?

  • • The average homeowners insurance premium paid annually for a home in 33330 is around $1529 per year.

What does it cost on average per month for home insurance in 33330?

  • • Homeowners in 33330 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 33330?

  • • Autoowners in 33330 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Lauderdale area, check out other zip codes nearby 33330.
Review average rates in another zip code:
33321 homeowners insurance rates
33351 homeowners insurance rates
33323 homeowners insurance rates
33312 homeowners insurance rates
33305 homeowners insurance rates
33304 homeowners insurance rates
33325 homeowners insurance rates
33327 homeowners insurance rates
33326 homeowners insurance rates
33322 homeowners insurance rates

Home Replacement Cost Coverage in 33330

Average Building Cost Per Square Foot in 33330: $167

Location: Fort Lauderdale, Florida (Broward County)

Average Square Footage in 33330: 3,398 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33330 before you start any project. Fort Lauderdale homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33330 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33330 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,398 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Lauderdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1673,398$567,400
Additional Upgrades & Added Features$2093,398$709,250
Major Home Updates or Advancements$2513,398$851,100

It's important to understand that when you estimate your replacement cost of your home in the 33330 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33330

Best Home & Auto Insurance Agencies in 33330

Alan B Edwards Ins Agcy Inc - State Farm Insurance Agent

Address: 4811 Volunteer Rd Southwest Ranches, FL 33330

Allstate Insurance Company - Theresa Plastino

Address: 12260 Southwest 53rd Street Cooper City, FL 33330

Alan B Edwards Ins Agency Inc - State Farm Insurance Agent

Address: 4705 Volunteer Rd, #103 Southwest Ranches, FL 33330

Allstate Insurance Company - Leo Reyes

Address: 4745 Volunteer Road Southwest Ranches, FL 33330

Borzen- Frank E

Address: 12330 SW 53rd St Cooper City, FL 33330

Housing Demographics for 33330

Population Review for 33330 Zip Code

For the city of Fort Lauderdale, the population within 33330 has increased to over 14,939 residents in population size. The current population total is 14,738. We have broken down the population based on race below. In 33330, there are over 7236 in male population and 7502 females.

Total Population14,738
White Population8509
Black Population924
Hispanic Population4919
Asian Population1081
Hawaiian Population14
Indian Population41
Other Population679
Male Population7236
Female Population7502
Population Estimate14939

Household Data for 33330

The average number of homes in 33330 is around 4,688, there are an average of 3.13 per household. The average house value according to local real estate values is around $567,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,688
Persons Per Household3.13
Average House Value$567,400
Income Per Household$126782
Median Age43.9
Median Age Male43.3
Median Age Female44.3
33330 DetailsValues
State Full NameFlorida
City TypeP
City Alias AbbreviationFT LAUDERDALE
Area Code954
CityFort Lauderdale
County FIPS011
State FIPS12
Time Zone5
Day Light SavingY
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameFort Lauderdale, FL PMSA
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses753
Number Of Employees4564
Business First Quarter Payroll42456
Business Annual Payroll195717
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1748066
Congressional District25
Congressional LandArea3232.71
Delivery Residential4773
Delivery Business330
Delivery Total4834
Preferred Last Line KeyY21882
Classification Code
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameFort Lauderdale-Pompano Beach-Sunrise, FL
City State KeyY21882
Land Area11.080000
Water Area0.091000
City Alias Code
City Mixed CaseFort Lauderdale
City Alias Mixed CaseFort Lauderdale
Box Count0
State ANSI12
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113030
Unique ZIP Name
SSA State County Code10050
Medicare CBSA Code22744
Medicare CBSA NameFort Lauderdale-Pompano Beach-Sunrise, FL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroward

Florida Homeowners Insurance News & Information

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]

  • Why is Florida homeowners insurance so expensive? Posted on Friday 22nd September, 2023

    Homeowner insurance premiums are dramatically heading up this year, particularly in states that are prone to natural disasters. According to a new report from Policygenius, the average homeowner policy went up 21% nationally which is on top of a 12% increase that homeowners endured last year.  As usual, Florida is at the top of the […]