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Quickly Revew Homeowners Insurance in 32832

If you own a home in Orlando, FL you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels. can help you shop your coverage and find the best policy for your home in 32832 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Florida licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 32832 and start comparing rates now.

32832 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 32832 is $1548 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 32832 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Orlando, FL home insurance quotes in your local city and review the most competitive coverages and premiums.

32832 Home Insurance Average Premiums

Local 32832 homeowners insurance quotes comparison

$1298 /yr.

Shows Zip Code: 32832 lowest rates with discounts applied on average.

For the 32832, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1298 /yr.
Average Coverage:$1548 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1848 /yr.

What is the average home insurance cost for a home in 32832?

  • • The average homeowners insurance premium paid annually for a home in 32832 is around $1548 per year.

What does it cost on average per month for home insurance in 32832?

  • • Homeowners in 32832 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 32832?

  • • Autoowners in 32832 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Orlando area, check out other zip codes nearby 32832.
Review average rates in another zip code:
32824 homeowners insurance rates
32805 homeowners insurance rates
32801 homeowners insurance rates
32808 homeowners insurance rates
32812 homeowners insurance rates
32814 homeowners insurance rates
32836 homeowners insurance rates
32811 homeowners insurance rates
32810 homeowners insurance rates
32825 homeowners insurance rates

Home Replacement Cost Coverage in 32832

Average Building Cost Per Square Foot in 32832: $167

Location: Orlando, Florida (Orange County)

Average Square Footage in 32832: 2,063 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32832 before you start any project. Orlando homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32832 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32832 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,063 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Orlando area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1672,063$344,600
Additional Upgrades & Added Features$2092,063$430,750
Major Home Updates or Advancements$2512,063$516,900

It's important to understand that when you estimate your replacement cost of your home in the 32832 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32832

Best Home & Auto Insurance Agencies in 32832

Michael J, Moore - Michael J, Moore - State Farm Insurance Auto Car Life 32827 32829

Address: 9161 Narcoossee Road #207 Orlando, FL 32832

David, Chong - State Farm Insurance Auto Car Life 32827 34771

Address: 10421 Moss Park Rd Orlando, FL 32832

Housing Demographics for 32832

Population Review for 32832 Zip Code

For the city of Orlando, the population within 32832 has increased to over 46,188 residents in population size. The current population total is 34,882. We have broken down the population based on race below. In 32832, there are over 17014 in male population and 17868 females.

Total Population34,882
White Population15052
Black Population2783
Hispanic Population15303
Asian Population2684
Hawaiian Population37
Indian Population86
Other Population4511
Male Population17014
Female Population17868
Population Estimate46188

Household Data for 32832

The average number of homes in 32832 is around 11,621, there are an average of 3.00 per household. The average house value according to local real estate values is around $344,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,621
Persons Per Household3.00
Average House Value$344,600
Income Per Household$97167
Median Age34.6
Median Age Male33.9
Median Age Female35.1
32832 DetailsValues
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code321/407/689
City Alias NameORLANDO
County FIPS095
State FIPS12
Time Zone5
Day Light SavingY
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses712
Number Of Employees15551
Business First Quarter Payroll106455
Business Annual Payroll556657
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District09
Congressional LandArea1707.49
Delivery Residential15396
Delivery Business303
Delivery Total15563
Preferred Last Line KeyY22611
Classification Code
CSA NameOrlando-Lakeland-Deltona, FL
City State KeyY22611
Land Area54.148000
Water Area6.173000
City Alias Code
City Mixed CaseOrlando
City Alias Mixed CaseOrlando
Box Count0
State ANSI12
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number116915
Unique ZIP Name
SSA State County Code10470
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID48
County Mixed CaseOrange

Florida Homeowners Insurance News & Information

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]