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Homeowners Insurance in 32837

Getting the most affordable home insurance rates in 32837 just got easier for Orlando, FL home insurance shoppers who want to shop online at We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Orlando. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-888-685-4704 For Orlando, FL Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 32837

When discussing Florida homeowners insurance rates, Orlando residents are finding new ways to save time and money by discovering lower rates when they shop online. Florida may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 1. Residents that live within the 32837 zipcode are currently paying $1623 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Orlando does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

32837 Home Insurance Average Premiums

Local 32837 homeowners insurance quotes comparison

$1373 /yr.

Shows Zip Code: 32837 lowest rates with discounts applied on average.

For the 32837, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1373 /yr.
Average Coverage:$1623 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1923 /yr.

What is the average home insurance cost for a home in 32837?

  • • The average homeowners insurance premium paid annually for a home in 32837 is around $1623 per year.

What does it cost on average per month for home insurance in 32837?

  • • Homeowners in 32837 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 32837?

  • • Autoowners in 32837 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Orlando area, check out other zip codes nearby 32837.
Review average rates in another zip code:
32808 homeowners insurance rates
32805 homeowners insurance rates
32817 homeowners insurance rates
32826 homeowners insurance rates
32818 homeowners insurance rates
32801 homeowners insurance rates
32804 homeowners insurance rates
32836 homeowners insurance rates
32824 homeowners insurance rates
32814 homeowners insurance rates

Home Replacement Cost Coverage in 32837

Average Building Cost Per Square Foot in 32837: $167

Location: Orlando, Florida (Orange County)

Average Square Footage in 32837: 1,665 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32837 before you start any project. Orlando homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32837 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32837 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,665 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Orlando area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,665$278,000
Additional Upgrades & Added Features$2091,665$347,500
Major Home Updates or Advancements$2511,665$417,000

It's important to understand that when you estimate your replacement cost of your home in the 32837 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32837

Best Home & Auto Insurance Agencies in 32837

ACE Cash Express

Address: 11240 South Orange Blossom Trail Orlando, FL 32837

Evans Jr, Herman - Evans-Michael & Association Incorporated

Address: 11197 S Orange Blossom Trail Orlando, FL 32837

Certify Traffic School

Address: 11362 South Orange Blossom Trail Orlando, FL 32837

Texas Farm Bureau Insurance

Address: 2112 Whisper Lakes Blvd Orlando, FL 32837

Allen- Rernard J

Address: 9521 S Orange Blossom Trl Orlando, FL 32837

Housing Demographics for 32837

Population Review for 32837 Zip Code

For the city of Orlando, the population within 32837 has increased to over 58,900 residents in population size. The current population total is 56,813. We have broken down the population based on race below. In 32837, there are over 27381 in male population and 29432 females.

Total Population56,813
White Population19862
Black Population4828
Hispanic Population28226
Asian Population5358
Hawaiian Population109
Indian Population301
Other Population10550
Male Population27381
Female Population29432
Population Estimate58900

Household Data for 32837

The average number of homes in 32837 is around 18,877, there are an average of 2.99 per household. The average house value according to local real estate values is around $278,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,877
Persons Per Household2.99
Average House Value$278,000
Income Per Household$71114
Median Age38.5
Median Age Male37.4
Median Age Female39.5
32837 DetailsValues
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code321/407/689
City Alias NameORLANDO
County FIPS095
State FIPS12
Time Zone5
Day Light SavingY
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
DivisionSouth Atlantic
Economic & Growth ReviewValues
Number Of Businesses1685
Number Of Employees21087
Business First Quarter Payroll325177
Business Annual Payroll1297030
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District09
Congressional LandArea1707.49
Delivery Residential19699
Delivery Business1435
Delivery Total22703
Preferred Last Line KeyY22611
Classification Code
CSA NameOrlando-Lakeland-Deltona, FL
City State KeyY22611
Land Area18.227000
Water Area0.147000
City Alias Code
City Mixed CaseOrlando
City Alias Mixed CaseOrlando
Box Count0
State ANSI12
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number116915
Unique ZIP Name
SSA State County Code10470
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID48
County Mixed CaseOrange

Florida Homeowners Insurance News & Information

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]

  • What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024

    If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]

  • Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023

    Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]

  • 2024 Homeowners Insurance Outlook Receives Negative Rating Posted on Tuesday 21st November, 2023

    The insurance news for 2024 is certainly not great. Experts expect that extreme weather and increasing costs will push up insurance costs and make insurance companies more selective when deciding where they will write policies.  Recently, credit rating agency AM Best downgraded the entire home insurance industry from stable to negative. According to Richard Attanasio, […]

  • Fall 2023: Florida Homeowners Insurance Premium Update Posted on Tuesday 24th October, 2023

    Despite the fact that the Florida legislation finally passed a couple of bills to deal with the ever-increasing cost of homeowners insurance, it seems unlikely that premiums will start to fall anytime soon according to a report put out by Karen Clark & Company (KCC), a risk modelling firm. The recent report, titled “Managing Expectations: […]

  • Citizens Property Insurance Corporation Citizens Property Sends Out Letters Posted on Wednesday 27th September, 2023

    Soon, hundreds of thousands of Citizens Property Insurance Company policyholders will be getting a letter in their mailbox asking them to move their policy to a private insurance company and away from Citizens, the state-backed insurer of last resort. Citizens Property is using the letters as part of its “Depopulation” effort that was approved by […]

  • 5 New Homeowners Insurance Companies Step into the Florida Insurance Market Posted on Wednesday 27th September, 2023

    Florida’s property insurance disaster may be taking baby steps in the right direction as five new insurers step into the Florida market, taking over hundreds of thousands from Citizens Property, Florida’s insurer of last resort. This could lead to more insurance options for residents of the Sunshine State soon. The five companies in the mix […]